Nidaros Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	58.94	57.57	64.39	63.02	131.75
Investment Securities	23.41	38.57	52.65	61.32	93.74
Trading Asset Securities	816.54	643.79	535.4	493.01	476.69
Total Investments	839.95	682.36	588.05	554.33	570.42
Gross Loans	4,406	3,990	3,881	3,739	3,587
Allowance for Loan Losses	-8.94	-14.5	-12.79	-8.28	-6.13
Net Loans	4,397	3,976	3,868	3,730	3,581
Property, Plant & Equipment	6.39	8.89	10.41	16.68	7.69
Investments in Real Estate	15.88	16.7	2.27	2.9	3.34
Accrued Interest Receivable	-	-	-	-	1.1
Other Current Assets	10.51	9.58	5.19	-0.69	1.36
Long-Term Deferred Tax Assets	2.8	3.57	3.59	4.45	3.94
Other Long-Term Assets	2.25	1.96	1.69	1.83	1.82
Total Assets	5,334	4,756	4,544	4,373	4,302
Accrued Expenses	-	-	-	-	1.9
Interest Bearing Deposits	3,696	3,220	3,613	2,882	2,894
Total Deposits	3,696	3,220	3,613	2,882	2,894
Current Portion of Long-Term Debt	202.09	221.79	176.31	63.24	250
Current Portion of Leases	2.04	-	-	-	-
Current Income Taxes Payable	9.46	8.23	8.09	7.64	7.14
Other Current Liabilities	-	-	-	-	1.99
Long-Term Debt	763.94	672.96	155.49	845.43	604.22
Long-Term Leases	2.05	6.04	7.78	9.94	4.51
Other Long-Term Liabilities	23.57	19.54	17.39	13.19	5.68
Total Liabilities	4,699	4,148	3,978	3,822	3,769
Common Stock	112.86	112.86	112.86	112.86	112.86
Retained Earnings	6.49	6.62	6.4	9.7	6.61
Treasury Stock	-0.94	-0.94	-0.94	-0.94	-0.94
Comprehensive Income & Other	516.53	489.71	447.1	429.49	414.53
Shareholders' Equity	634.95	608.26	565.42	551.11	533.06
Total Liabilities & Equity	5,334	4,756	4,544	4,373	4,302
Total Debt	970.12	900.78	339.58	918.6	858.73
Net Cash (Debt)	-94.64	-199.43	260.21	-362.56	-250.3
Net Cash Per Share	-83.86	-176.71	231.11	-322.03	-222.31
Filing Date Shares Outstanding	1.13	1.13	1.13	1.13	1.13
Total Common Shares Outstanding	1.13	1.13	1.13	1.13	1.13
Book Value Per Share	505.02	481.37	466.68	453.97	437.94
Tangible Book Value	634.95	608.26	565.42	551.11	533.06
Tangible Book Value Per Share	505.02	481.37	466.68	453.97	437.94

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.