Nidaros Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Other Adjustments	89.34	76.65	87.69	0.04	27.69
Changes in Trading Assets	-190.93	-50.85	-9.49	0.04	134.5
Changes in Other Operating Activities	429.26	193.21	41.46	-0.04	75.13
Operating Cash Flow	92.82	71.2	17.53	0.03	-109.95
Operating Cash Flow Growth	30.36%	306.12%	65410.80%	-	-
Net Change in Loans Held-for-Investment	-234.85	-147.83	-102.13	-0.01	-347.26
Net Change in Securities and Investments	34.69	-41.63	-31.24	-0.02	7.08
Capital Expenditures	-0.19	-16.11	-	-0	-0.74
Sale of Property, Plant & Equipment	-	10.12	5.4	-	-
Other Investing Activities	3.28	2.63	2.64	0	3.84
Investing Cash Flow	37.79	-44.99	-23.2	-0.02	10.18
Net Change in Deposits	482.5	246.93	90.04	-0.03	128.82
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-29.1	17.63	-25.7	0.05	-
Long-Term Debt Issued	322.37	105.62	293.41	0.31	40.34
Long-Term Debt Repaid	-227.48	-181.14	-207.98	-0.29	-
Net Long-Term Debt Issued (Repaid)	94.89	-75.53	85.42	0.02	40.34
Common Dividends Paid	-6.63	-6.4	-9.7	-0.01	-6.17
Other Financing Activities	-4.22	-3.32	-2.67	-0	-15.74
Financing Cash Flow	54.95	-67.61	47.35	0.06	18.43
Net Cash Flow	185.55	-41.4	41.68	0.07	-81.34
Free Cash Flow	92.63	55.09	17.53	0.03	-110.69
Free Cash Flow Growth	68.13%	214.24%	67273.76%	-	-
FCF Margin	67.12%	51.46%	16.36%	0.03%	-111.49%
Free Cash Flow Per Share	82.07	48.82	15.57	0.02	-98.32