Nidaros Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	34.99	33.38	27.13	27.75	27.65
Depreciation & Amortization	3.21	4.11	2.74	2.24	1.36
Other Operating Activities	33	-19.96	69.32	-139.94	90.62
Operating Cash Flow	71.2	17.53	99.19	-109.95	119.63
Operating Cash Flow Growth	306.12%	-82.33%	-	-	-
Capital Expenditures	-16.11	-	-0.74	-0.74	-0.1
Sale of Property, Plant and Equipment	10.12	5.4	-	-	-
Investment in Securities	-41.63	-31.24	-21.15	7.08	0.67
Other Investing Activities	2.63	2.64	2.81	3.84	4.29
Investing Cash Flow	-44.99	-23.2	-19.08	10.18	4.86
Long-Term Debt Issued	98.25	253.41	313.52	40.34	-
Long-Term Debt Repaid	-176.31	-189.67	-287.46	-	-6.69
Net Debt Issued (Repaid)	-78.06	63.74	26.06	40.34	-6.69
Common Dividends Paid	-6.4	-9.7	-6.61	-6.17	-
Other Financing Activities	16.85	-6.69	-99.34	-15.74	-18.67
Financing Cash Flow	-67.61	47.35	-79.9	18.43	-25.36
Net Cash Flow	-41.4	41.68	0.21	-81.34	99.13
Free Cash Flow	55.09	17.53	98.45	-110.69	119.53
Free Cash Flow Growth	214.24%	-82.19%	-	-	-
Free Cash Flow Margin	41.48%	14.12%	99.75%	-111.49%	133.77%
Free Cash Flow Per Share	48.82	15.57	87.44	-98.32	106.15
Cash Interest Paid	172.88	111.74	51.94	27.64	41.42
Cash Income Tax Paid	8.25	9.84	8.34	7.03	11.77

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.