Skue Sparebank (OSL:SKUE)

Skue Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,171	1,023	774.2	476.02	341.25	319.98
Interest Income on Investments	186.87	162.19	139.2	96.34	52.07	46.73
Total Interest Income	1,358	1,186	913.4	572.36	393.32	366.71
Interest Paid on Deposits	776.59	695.04	484.65	208.6	94.12	120.19
Net Interest Income	581.19	490.56	428.75	363.76	299.2	246.53
Net Interest Income Growth (YoY)	34.93%	14.42%	17.87%	21.58%	21.37%	15.95%
Gain (Loss) on Sale of Investments	-1.44	-1.56	-1.77	-13.33	-8.04	-3.06
Other Non-Interest Income	94.64	80.24	64.57	61.58	66.65	57.04
Total Non-Interest Income	93.2	78.68	62.8	48.25	58.61	53.98
Non-Interest Income Growth (YoY)	30.16%	25.29%	30.15%	-17.67%	8.57%	29.40%
Revenues Before Loan Losses	674.39	569.24	491.55	412.01	357.81	300.51
Provision for Loan Losses	23.39	24.16	19.64	2.81	-6.38	18.67
Revenue	651	545.08	471.91	409.21	364.19	281.84
Revenue Growth (YoY)	35.15%	15.50%	15.32%	12.36%	29.22%	12.19%
Salaries and Employee Benefits	124.2	103.45	85.2	81.89	78.33	59.4
Occupancy Expenses	8.58	8.05	7.09	7.83	8.68	8.62
Selling, General & Administrative	1.16	1.16	0.56	0.48	0.67	1.22
Other Non-Interest Expense	59.47	39.66	112.03	99.51	87.68	110.93
Total Non-Interest Expense	193.41	152.32	204.88	189.71	175.36	180.17
EBT Excluding Unusual Items	457.59	392.76	267.03	219.5	188.83	101.67
Asset Writedown	-	-	0.01	0.24	-	-1.21
Other Unusual Items	-	-	-	-	-	15.3
Pretax Income	457.59	392.76	267.04	219.73	188.83	115.77
Income Tax Expense	75.34	64.85	60.38	45.81	39.56	17.97
Net Income	382.25	327.91	206.66	173.92	149.27	97.8
Preferred Dividends & Other Adjustments	307.6	255.28	153.22	126.03	106.37	69.24
Net Income to Common	74.64	72.63	53.44	47.9	42.9	28.56
Net Income Growth	79.57%	58.67%	18.82%	16.52%	52.63%	-2.27%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	11.38%	9.63%	0.01%	-	5.71%	4.16%
EPS (Basic)	32.01	31.66	25.54	22.90	20.51	14.43
EPS (Diluted)	32.01	31.66	25.54	22.90	20.51	14.43
EPS Growth	25.38%	23.96%	11.56%	11.66%	42.10%	-31.39%
Dividend Per Share	32.520	32.520	17.000	12.500	11.000	6.000
Dividend Growth	91.29%	91.29%	36.00%	13.64%	83.33%	-42.86%
Effective Tax Rate	16.46%	16.51%	22.61%	20.85%	20.95%	15.52%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.