Skue Sparebank (OSL:SKUE)

Skue Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,189	1,023	774.2	476.02	341.25	319.98
Interest Income on Investments	186.74	162.19	139.2	96.34	52.07	46.73
Total Interest Income	1,375	1,186	913.4	572.36	393.32	366.71
Interest Paid on Deposits	785.98	695.04	484.65	208.6	94.12	120.19
Net Interest Income	589.31	490.56	428.75	363.76	299.2	246.53
Net Interest Income Growth (YoY)	29.99%	14.42%	17.87%	21.58%	21.37%	15.95%
Gain (Loss) on Sale of Investments	0.12	-1.56	-1.77	-13.33	-8.04	-3.06
Other Non-Interest Income	101.19	80.24	64.57	61.58	66.65	57.04
Total Non-Interest Income	101.32	78.68	62.8	48.25	58.61	53.98
Non-Interest Income Growth (YoY)	36.89%	25.29%	30.15%	-17.67%	8.57%	29.40%
Revenues Before Loan Losses	690.62	569.24	491.55	412.01	357.81	300.51
Provision for Loan Losses	32.85	24.16	19.64	2.81	-6.38	18.67
Revenue	657.77	545.08	471.91	409.21	364.19	281.84
Revenue Growth (YoY)	30.05%	15.50%	15.32%	12.36%	29.22%	12.19%
Salaries and Employee Benefits	125.95	103.45	85.2	81.89	78.33	59.4
Occupancy Expenses	8.43	8.05	7.09	7.83	8.68	8.62
Selling, General & Administrative	1.16	1.16	0.56	0.48	0.67	1.22
Other Non-Interest Expense	158.16	39.66	112.03	99.51	87.68	110.93
Total Non-Interest Expense	293.7	152.32	204.88	189.71	175.36	180.17
EBT Excluding Unusual Items	364.07	392.76	267.03	219.5	188.83	101.67
Asset Writedown	-	-	0.01	0.24	-	-1.21
Other Unusual Items	-	-	-	-	-	15.3
Pretax Income	364.07	392.76	267.04	219.73	188.83	115.77
Income Tax Expense	75.43	64.85	60.38	45.81	39.56	17.97
Net Income	288.64	327.91	206.66	173.92	149.27	97.8
Preferred Dividends & Other Adjustments	237.06	255.28	153.22	126.03	106.37	69.24
Net Income to Common	51.59	72.63	53.44	47.9	42.9	28.56
Net Income Growth	-8.32%	58.67%	18.82%	16.52%	52.63%	-2.27%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	0.26%	9.63%	0.01%	-	5.71%	4.16%
EPS (Basic)	22.41	31.66	25.54	22.90	20.51	14.43
EPS (Diluted)	22.41	31.66	25.54	22.90	20.51	14.43
EPS Growth	-33.44%	23.96%	11.56%	11.66%	42.10%	-31.39%
Dividend Per Share	32.520	32.520	17.000	12.500	11.000	6.000
Dividend Growth	91.29%	91.29%	36.00%	13.64%	83.33%	-42.86%
Effective Tax Rate	20.72%	16.51%	22.61%	20.85%	20.95%	15.52%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.