Skue Sparebank (OSL:SKUE)

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,095	1,023	774.2	476.02	341.25	319.98
Interest Income on Investments	162.36	162.19	139.2	96.34	52.07	46.73
Total Interest Income	1,257	1,186	913.4	572.36	393.32	366.71
Interest Paid on Deposits	735.67	695.04	484.65	208.6	94.12	120.19
Net Interest Income	521.35	490.56	428.75	363.76	299.2	246.53
Net Interest Income Growth (YoY)	19.38%	14.42%	17.87%	21.58%	21.37%	15.95%
Gain (Loss) on Sale of Investments	-2.57	-1.56	-1.77	-13.33	-8.04	-3.06
Other Non-Interest Income	86.68	80.24	64.57	61.58	66.65	57.04
Total Non-Interest Income	84.11	78.68	62.8	48.25	58.61	53.98
Non-Interest Income Growth (YoY)	21.65%	25.29%	30.15%	-17.67%	8.57%	29.40%
Revenues Before Loan Losses	605.46	569.24	491.55	412.01	357.81	300.51
Provision for Loan Losses	22.42	24.16	19.64	2.81	-6.38	18.67
Revenue	583.05	545.08	471.91	409.21	364.19	281.84
Revenue Growth (YoY)	18.75%	15.50%	15.32%	12.36%	29.22%	12.19%
Salaries and Employee Benefits	113.58	103.45	85.2	81.89	78.33	59.4
Occupancy Expenses	8.46	8.05	7.09	7.83	8.68	8.62
Selling, General & Administrative	1.16	1.16	0.56	0.48	0.67	1.22
Other Non-Interest Expense	47.98	39.66	112.03	99.51	87.68	110.93
Total Non-Interest Expense	171.19	152.32	204.88	189.71	175.36	180.17
EBT Excluding Unusual Items	411.86	392.76	267.03	219.5	188.83	101.67
Asset Writedown	-	-	0.01	0.24	-	-1.21
Other Unusual Items	-	-	-	-	-	15.3
Pretax Income	411.86	392.76	267.04	219.73	188.83	115.77
Income Tax Expense	69.98	64.85	60.38	45.81	39.56	17.97
Net Income	341.88	327.91	206.66	173.92	149.27	97.8
Preferred Dividends & Other Adjustments	269.47	255.28	153.22	126.03	106.37	69.24
Net Income to Common	72.41	72.63	53.44	47.9	42.9	28.56
Net Income Growth	54.77%	58.67%	18.82%	16.52%	52.63%	-2.27%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	11.11%	9.63%	0.01%	-	5.71%	4.16%
EPS (Basic)	31.10	31.66	25.54	22.90	20.51	14.43
EPS (Diluted)	31.10	31.66	25.54	22.90	20.51	14.43
EPS Growth	15.21%	23.96%	11.56%	11.66%	42.10%	-31.39%
Dividend Per Share	32.520	32.520	17.000	12.500	11.000	6.000
Dividend Growth	91.29%	91.29%	36.00%	13.64%	83.33%	-42.86%
Effective Tax Rate	16.99%	16.51%	22.61%	20.85%	20.95%	15.52%

Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.