Skue Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,197	1,174	1,023	774.2	476.02	341.25
Interest Income on Investments	233.73	233.35	162.19	139.2	96.34	52.07
Total Interest Income	1,431	1,407	1,186	913.4	572.36	393.32
Interest Paid on Deposits	793.24	789.57	695.04	484.65	208.6	94.12
Net Interest Income	637.77	617.44	490.56	428.75	363.76	299.2
Net Interest Income Growth (YoY)	22.33%	25.86%	14.42%	17.87%	21.58%	21.37%
Gain (Loss) on Sale of Investments	4.21	4.21	-1.56	-1.77	-13.33	-8.04
Other Non-Interest Income	112.03	105.95	80.24	64.57	61.58	66.65
Total Non-Interest Income	116.24	110.16	78.68	62.8	48.25	58.61
Non-Interest Income Growth (YoY)	38.19%	40.01%	25.29%	30.15%	-17.67%	8.57%
Revenues Before Loan Losses	754.01	727.6	569.24	491.55	412.01	357.81
Provision for Loan Losses	39.57	29.66	24.16	19.64	2.81	-6.38
Revenue	714.45	697.94	545.08	471.91	409.21	364.19
Revenue Growth (YoY)	22.54%	28.04%	15.50%	15.32%	12.36%	29.22%
Salaries and Employee Benefits	141.12	132.97	103.45	85.2	81.89	78.33
Occupancy Expenses	10.41	9.27	8.05	7.09	7.83	8.68
Selling, General & Administrative	0.55	0.55	1.16	0.56	0.48	0.67
Other Non-Interest Expense	170.15	163.38	131.33	112.03	99.51	87.68
Total Non-Interest Expense	322.24	306.17	243.99	204.88	189.71	175.36
EBT Excluding Unusual Items	392.21	391.77	301.1	267.03	219.5	188.83
Asset Writedown	-	-	-	0.01	0.24	-
Other Unusual Items	-	-	91.67	-	-	-
Pretax Income	392.21	391.77	392.76	267.04	219.73	188.83
Income Tax Expense	91.87	89.22	64.85	60.38	45.81	39.56
Net Income	300.34	302.55	327.91	206.66	173.92	149.27
Preferred Dividends & Other Adjustments	171.32	171.32	251.04	152.84	126.03	106.37
Net Income to Common	129.02	131.23	76.87	53.82	47.9	42.9
Net Income Growth	-12.15%	-7.73%	58.67%	18.82%	16.52%	52.63%
Basic Shares Outstanding	6	6	2	2	2	2
Diluted Shares Outstanding	6	6	2	2	2	2
Shares Change (YoY)	34.89%	151.92%	9.63%	0.01%	-	5.71%
EPS (Basic)	20.58	22.71	33.51	25.72	22.90	20.51
EPS (Diluted)	20.58	22.71	33.51	25.72	22.90	20.51
EPS Growth	-27.15%	-32.23%	30.28%	12.35%	11.66%	42.10%
Dividend Per Share	22.270	22.270	32.520	17.000	12.500	11.000
Dividend Growth	-31.52%	-31.52%	91.29%	36.00%	13.64%	83.33%
Effective Tax Rate	23.42%	22.77%	16.51%	22.61%	20.85%	20.95%