Sogn Sparebank (OSL:SOGN)

Norway · Delayed Price · Currency is NOK

313.10

-3.05 (-0.96%)

Aug 4, 2026, 3:30 PM CET

Sogn Sparebank Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	218.11	242.45	224.05	222.54	181.43	154.39
Revenue Growth	-4.70%	8.21%	0.68%	22.66%	17.51%	13.68%
Net Income	110.11	113.07	103.76	85.18	67.29	52.26
Earnings Per Share	21.73	22.62	21.81	18.09	14.36	11.42
EPS Growth	-4.82%	3.71%	20.56%	25.97%	25.74%	62.22%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	90.05	90.69	86.92	83.65	82.92	87.99
Total Debt	500.74	500.62	701.35	601.62	401.93	600.73
Net Cash (Debt)	-500.74	-500.62	-701.35	-601.62	-401.93	-600.73
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-98.82	-791.49	-1108.85	-951.18	-635.47	-949.78

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	158.84	191.79	104.28	75.29	168.63	10.73
Capital Expenditures	-15.46	-18.19	-4.67	-7.63	-11.28	-7.2
Free Cash Flow	143.38	173.59	99.61	67.67	157.34	3.53
Free Cash Flow Growth	4.53%	74.27%	47.21%	-56.99%	4352.26%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	63.99%	58.83%	60.17%	48.10%	46.44%	41.90%
Profit Margin	50.48%	46.64%	46.31%	38.27%	37.09%	33.85%
FCF Margin	65.74%	71.60%	44.46%	30.41%	86.73%	2.29%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	22.000	22.000	20.000	15.000	10.000	5.500
Dividend Per Share Growth	10.00%	10.00%	33.33%	50.00%	81.82%	57.14%
Dividend Yield	6.96%	7.22%	6.25%	6.41%	4.02%	-4.42%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.10	12.25	11.00	8.62	9.33	12.61
Forward PE	16.52	13.50	13.97	8.35	8.86	12.98
P/FCF Ratio	-	0.99	1.49	1.43	0.54	25.77
PS Ratio	0.76	0.71	0.66	0.43	0.47	0.59