Sogn Sparebank (OSL:SOGN)

Norway · Delayed Price · Currency is NOK

293.95

+11.95 (4.24%)

Oct 30, 2026, 3:44 PM CET

Sogn Sparebank Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	256.14	257.31	240.37	223.53	179.46	160.11
Revenue Growth	0.92%	7.05%	7.54%	24.55%	12.09%	9.72%
Net Income	13.73	14.3	13.79	11.44	9.08	6.75
Earnings Per Share	22.17	23.11	22.92	17.69	14.36	10.32
EPS Growth	-4.46%	0.81%	29.60%	23.16%	39.19%	49.93%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,129	1,079	1,241	1,001	901.03	1,111
Total Debt	702.41	574.57	871.4	760.85	563.12	789.31
Net Cash (Debt)	426.37	504.34	369.81	239.74	337.9	321.37
Net Cash Growth	-27.48%	36.38%	54.26%	-29.05%	5.15%	44.01%
Net Cash Per Share	688.75	814.69	614.52	370.58	534.28	491.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-333.1	-40.64	-60.51	-209.75	44.75	-39.97
Capital Expenditures	-15.25	-18.19	-4.67	-7.63	-11.28	-7.2
Free Cash Flow	-348.35	-58.83	-65.19	-217.37	33.47	-47.17
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	5.36%	5.56%	5.74%	5.12%	5.06%	4.21%
FCF Margin	-136.00%	-22.86%	-27.12%	-97.25%	18.65%	-29.46%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	22.000	22.000	20.000	15.000	10.000	5.500
Dividend Per Share Growth	10.00%	10.00%	33.33%	50.00%	81.82%	57.14%
Dividend Yield	7.48%	7.94%	8.33%	9.62%	7.46%	3.82%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.26	11.99	10.77	8.44	9.13	13.22
Forward PE	16.01	13.50	13.97	8.35	8.86	12.98
P/FCF Ratio	-	-	-	-	2.48	-
PS Ratio	0.71	0.67	0.62	0.43	0.46	0.56