Sogn Sparebank (OSL:SOGN)

Sogn Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	92.53	691.72	864.18	719.33	513.27	607.25
Investment Securities	381.44	386.47	327.45	338.12	352.88	286.91
Trading Asset Securities	389.4	387.18	377.03	281.25	387.76	503.42
Total Investments	770.84	773.65	704.47	619.37	740.64	790.33
Gross Loans	7,741	6,760	6,606	6,375	5,942	5,788
Allowance for Loan Losses	-	-33.37	-40.81	-35.45	-32.13	-27.08
Net Loans	7,741	6,727	6,565	6,340	5,910	5,761
Property, Plant & Equipment	92.61	94.23	86.56	74.95	76.16	78.19
Accrued Interest Receivable	-	4.55	3.56	3.26	2.37	3.79
Other Current Assets	0.28	-	-	1.38	1.61	1.68
Other Real Estate Owned & Foreclosed	-	1.4	3.6	4.13	5.13	7.93
Other Long-Term Assets	9.8	0.32	2.26	2.91	0.33	0.43
Total Assets	8,707	8,292	8,230	7,765	7,249	7,250

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	5.88	6.53	8.48	6.47	2.43
Accrued Expenses	-	11.56	12.32	8.86	7.28	10.81
Interest Bearing Deposits	6,599	6,348	6,115	5,855	5,564	5,432
Total Deposits	6,599	6,348	6,115	5,855	5,564	5,432
Current Portion of Long-Term Debt	-	200.6	291.1	261.11	201.77	200.25
Current Portion of Leases	-	2.5	-	-	-	-
Current Income Taxes Payable	15.14	31.7	32.1	21.66	17.47	12.79
Other Current Liabilities	-	-	1.83	1.81	1.48	1.86
Long-Term Debt	702.41	360.58	561.38	491.72	350.91	581.4
Long-Term Leases	-	10.89	18.91	8.03	10.45	7.66
Long-Term Deferred Tax Liabilities	3.17	0.97	1.13	2.45	1.73	2.76
Other Long-Term Liabilities	55.43	9.45	10.91	12.11	18.22	16.96
Total Liabilities	7,375	6,982	7,051	6,671	6,180	6,269

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	63.76	31.63	31.63	31.63	31.63	31.63
Additional Paid-In Capital	-	32.81	32.81	32.81	32.81	32.81
Retained Earnings	1,268	1,141	1,050	962.86	891.08	836.55
Treasury Stock	-	-0.67	-0.67	-0.67	-0.67	-0.67
Comprehensive Income & Other	-	105.97	64.89	66.71	114.92	76.24
Total Common Equity	1,332	1,311	1,178	1,093	1,070	976.56
Minority Interest	-	-	-	-	-	4.23
Shareholders' Equity	1,332	1,311	1,178	1,093	1,070	980.79
Total Liabilities & Equity	8,707	8,292	8,230	7,765	7,249	7,250

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	702.41	574.57	871.4	760.85	563.12	789.31
Net Cash (Debt)	-220.49	504.34	369.81	239.74	337.9	321.37
Net Cash Growth	-	36.38%	54.26%	-29.05%	5.15%	44.01%
Net Cash Per Share	-	814.69	614.52	370.58	534.28	491.56
Filing Date Shares Outstanding	-	0.62	0.62	0.62	0.62	0.62
Total Common Shares Outstanding	-	0.62	0.62	0.62	0.62	0.62
Book Value Per Share	-	2117.43	1903.38	1766.15	1663.46	1512.89
Tangible Book Value	1,332	1,311	1,178	1,093	1,070	976.56
Tangible Book Value Per Share	-	2117.43	1903.38	1766.15	1663.46	1512.89

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 27, 2026

Data Sources Report a data error