Sogn Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	90.05	90.69	864.18	719.33	513.27	607.25
Investment Securities	395.25	392.93	340.8	338.12	352.88	286.91
Trading Asset Securities	384.76	380.72	363.68	281.25	387.76	503.42
Total Investments	780	773.65	704.47	619.37	740.64	790.33
Gross Loans	7,476	7,328	6,606	6,375	5,942	5,788
Allowance for Loan Losses	-	-	-40.81	-35.45	-32.13	-27.08
Net Loans	7,476	7,328	6,565	6,340	5,910	5,761
Property, Plant & Equipment	93.96	94.23	86.56	74.95	76.16	78.19
Accrued Interest Receivable	-	-	3.56	3.26	2.37	3.79
Other Current Assets	0.28	1.4	-	1.38	1.61	1.68
Other Real Estate Owned & Foreclosed	5.07	-	3.6	4.13	5.13	7.93
Other Long-Term Assets	-0	4.87	2.26	2.91	0.33	0.43
Total Assets	8,446	8,292	8,230	7,765	7,249	7,250
Accounts Payable	-	-	6.53	8.48	6.47	2.43
Accrued Expenses	-	-	12.32	8.86	7.28	10.81
Interest Bearing Deposits	6,494	6,348	6,115	5,855	5,564	5,432
Total Deposits	6,494	6,348	6,115	5,855	5,564	5,432
Current Portion of Long-Term Debt	-	-	291.1	261.11	201.77	200.25
Current Portion of Leases	-	-	2.72	-	-	-
Current Income Taxes Payable	8.54	31.7	32.1	21.66	17.47	12.79
Other Current Liabilities	-	-	1.83	1.81	1.48	1.86
Long-Term Debt	561.27	561.18	561.38	491.72	350.91	581.4
Long-Term Leases	-	-	16.2	8.03	10.45	7.66
Long-Term Deferred Tax Liabilities	0.97	4.11	1.13	2.45	1.73	2.76
Other Long-Term Liabilities	46.63	37.14	10.91	12.11	18.22	16.96
Total Liabilities	7,111	6,982	7,051	6,671	6,180	6,269
Common Stock	63.76	63.76	31.63	31.63	31.63	31.63
Additional Paid-In Capital	-	-	32.81	32.81	32.81	32.81
Retained Earnings	1,271	1,247	1,050	962.86	891.08	836.55
Treasury Stock	-	-	-0.67	-0.67	-0.67	-0.67
Comprehensive Income & Other	-	-	64.89	66.71	114.92	76.24
Total Common Equity	1,335	1,311	1,178	1,093	1,070	976.56
Minority Interest	-	-	-	-	-	4.23
Shareholders' Equity	1,335	1,311	1,178	1,093	1,070	980.79
Total Liabilities & Equity	8,446	8,292	8,230	7,765	7,249	7,250
Total Debt	561.27	561.18	871.4	760.85	563.12	789.31
Net Cash (Debt)	-86.47	-89.77	356.46	239.74	337.9	321.37
Net Cash Growth	-	-	48.69%	-29.05%	5.15%	44.01%
Net Cash Per Share	-	-151.50	592.33	370.58	534.28	491.56
Filing Date Shares Outstanding	-	0.62	0.62	0.62	0.62	0.62
Total Common Shares Outstanding	-	0.62	0.62	0.62	0.62	0.62
Book Value Per Share	-	2117.43	1903.38	1766.15	1663.46	1512.89
Tangible Book Value	1,335	1,311	1,178	1,093	1,070	976.56
Tangible Book Value Per Share	-	2117.43	1903.38	1766.15	1663.46	1512.89