Sogn Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	87.98	864.18	719.33	513.27	607.25	586.77
Investment Securities	372.95	340.8	338.12	352.88	286.91	287.32
Trading Asset Securities	377.22	363.68	281.25	387.76	503.42	418
Total Investments	750.17	704.47	619.37	740.64	790.33	705.32
Gross Loans	7,348	6,606	6,375	5,942	5,788	5,796
Allowance for Loan Losses	-	-40.81	-35.45	-32.13	-27.08	-41
Net Loans	7,348	6,565	6,340	5,910	5,761	5,755
Property, Plant & Equipment	93.31	86.56	74.95	76.16	78.19	76.97
Accrued Interest Receivable	-	3.56	3.26	2.37	3.79	4.08
Other Current Assets	1.6	-	1.38	1.61	1.68	2.39
Other Real Estate Owned & Foreclosed	-	3.6	4.13	5.13	7.93	5.53
Other Long-Term Assets	11.72	2.26	2.91	0.33	0.43	3.64
Total Assets	8,293	8,230	7,765	7,249	7,250	7,140
Accounts Payable	-	6.53	8.48	6.47	2.43	2.77
Accrued Expenses	-	12.32	8.86	7.28	10.81	14.59
Interest Bearing Deposits	6,385	6,115	5,855	5,564	5,432	5,374
Total Deposits	6,385	6,115	5,855	5,564	5,432	5,374
Current Portion of Long-Term Debt	-	291.1	261.11	201.77	200.25	100.14
Current Portion of Leases	-	2.72	-	-	-	-
Current Income Taxes Payable	26.8	32.1	21.66	17.47	12.79	4.06
Other Current Liabilities	-	1.83	1.81	1.48	1.86	1.82
Long-Term Debt	561.18	561.38	491.72	350.91	581.4	671.3
Long-Term Leases	-	16.2	8.03	10.45	7.66	10.17
Long-Term Deferred Tax Liabilities	1.13	1.13	2.45	1.73	2.76	2.82
Other Long-Term Liabilities	54.8	10.91	12.11	18.22	16.96	28.03
Total Liabilities	7,029	7,051	6,671	6,180	6,269	6,210
Common Stock	63.76	31.63	31.63	31.63	31.63	31.63
Additional Paid-In Capital	-	32.81	32.81	32.81	32.81	32.81
Retained Earnings	1,200	1,050	962.86	891.08	836.55	793.01
Treasury Stock	-	-0.67	-0.67	-0.67	-0.67	-0.67
Comprehensive Income & Other	-	64.89	66.71	114.92	76.24	68.91
Total Common Equity	1,264	1,178	1,093	1,070	976.56	925.69
Minority Interest	-	-	-	-	4.23	4.02
Shareholders' Equity	1,264	1,178	1,093	1,070	980.79	929.71
Total Liabilities & Equity	8,293	8,230	7,765	7,249	7,250	7,140
Total Debt	561.18	871.4	760.85	563.12	789.31	781.62
Net Cash (Debt)	-95.99	356.46	239.74	337.9	321.37	223.16
Net Cash Growth	-	48.69%	-29.05%	5.15%	44.01%	-0.61%
Net Cash Per Share	-	592.33	370.58	534.28	491.56	360.49
Filing Date Shares Outstanding	-	0.62	0.62	0.62	0.62	0.62
Total Common Shares Outstanding	-	0.62	0.62	0.62	0.62	0.62
Book Value Per Share	-	1903.38	1766.15	1663.46	1512.89	1430.72
Tangible Book Value	1,264	1,178	1,093	1,070	976.56	925.69
Tangible Book Value Per Share	-	1903.38	1766.15	1663.46	1512.89	1430.72

Source: S&P Global Market Intelligence. Banks template. Financial Sources.