Sogn Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	113.07	103.76	85.18	67.29	51.97
Depreciation & Amortization	-	6.04	6.12	6.65	6.06
Change in Other Net Operating Assets	-	-232.85	-422.19	-155.73	-10.67
Other Operating Activities	75.33	62.54	121.15	126.54	-87.32
Operating Cash Flow	188.4	-60.51	-209.75	44.75	-39.97
Capital Expenditures	-18.19	-4.67	-7.63	-11.28	-7.2
Sale of Property, Plant and Equipment	-	-	2.8	0.05	-
Investment in Securities	-14.04	-4.5	-	-21.49	7.65
Other Investing Activities	22.93	12.9	14.37	17.81	13.46
Investing Cash Flow	-9.3	3.72	9.55	-14.92	13.91
Long-Term Debt Issued	-	360	460	90	259.85
Long-Term Debt Repaid	-299.34	-269.83	-268.7	-322.69	-252.06
Net Debt Issued (Repaid)	-299.34	90.17	191.3	-232.69	7.8
Repurchase of Common Stock	-	-	-40	-	-
Common Dividends Paid	-12.65	-9.49	-8.22	-5.74	-5.83
Net Increase (Decrease) in Deposit Accounts	-	164.8	290.94	123.87	50.5
Other Financing Activities	-39.57	-43.84	-27.75	-9.84	-5.92
Financing Cash Flow	-351.56	201.64	406.27	-124.39	46.54
Net Cash Flow	-172.46	144.85	206.07	-94.55	20.48
Free Cash Flow	170.21	-65.19	-217.37	33.47	-47.17
Free Cash Flow Margin	66.15%	-27.12%	-97.25%	18.65%	-29.46%
Free Cash Flow Per Share	274.95	-108.32	-336.01	52.92	-72.15
Cash Interest Paid	-	126.1	159.38	58.67	27.16
Cash Income Tax Paid	-	24.21	18.98	14.15	4.62

Source: S&P Global Market Intelligence. Banks template. Financial Sources.