Tinde Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	596.31	403.71	318.39	208.25	151.85
Interest Income on Investments	76.15	47.87	40.51	28.35	16.06
Total Interest Income	672.45	451.58	358.9	236.6	167.91
Interest Paid on Deposits	373.36	253.76	175.28	80.66	46.91
Total Interest Expense	373.36	253.76	175.28	80.66	46.91
Net Interest Income	299.09	197.83	183.62	155.94	121
Net Interest Income Growth (YoY)	51.19%	7.74%	17.75%	28.88%	4.35%
Gain (Loss) on Sale of Investments	4.75	-1.38	4.13	-2.5	1.67
Other Non-Interest Income	72.43	44.1	35.05	34.56	41.57
Total Non-Interest Income	77.18	42.72	39.19	32.05	43.25
Non-Interest Income Growth (YoY)	80.67%	9.02%	22.25%	-25.88%	24.45%
Revenues Before Loan Losses	376.27	240.55	222.81	188	164.25
Provision for Loan Losses	65.31	21.66	27.06	10.75	4.11
Revenue	310.97	218.89	195.75	177.25	160.14
Revenue Growth (YoY)	42.07%	11.82%	10.43%	10.69%	16.60%
Salaries and Employee Benefits	110.55	65.15	57.03	47.13	44.67
Occupancy Expenses	9.35	5.17	5.05	4.47	4.38
Selling, General & Administrative	9.53	5.84	5.2	4.54	3.92
Other Non-Interest Expense	81.38	42.74	44.84	46.13	39.68
Total Non-Interest Expense	210.81	118.9	112.11	102.28	92.65
EBT Excluding Unusual Items	100.16	99.98	83.63	74.97	67.48
Pretax Income	100.16	99.98	83.63	74.97	67.48
Income Tax Expense	16.86	20.15	15.48	14.45	14.5
Net Income	83.3	79.84	68.15	60.52	52.98
Preferred Dividends & Other Adjustments	-	-	50.07	43.16	36.99
Net Income to Common	83.3	79.84	18.08	17.36	15.99
Net Income Growth	4.34%	17.15%	12.60%	14.23%	75.89%
Basic Shares Outstanding	5	3	2	2	2
Diluted Shares Outstanding	5	3	2	2	2
Shares Change (YoY)	91.67%	27.89%	-	-	10.58%
EPS (Basic)	17.29	31.77	9.20	8.83	8.14
EPS (Diluted)	17.29	31.77	9.20	8.83	8.14
EPS Growth	-45.56%	245.24%	4.16%	8.55%	60.76%
Dividend Per Share	-	9.000	7.630	8.650	8.000
Dividend Growth	-	17.95%	-11.79%	8.13%	138.09%
Effective Tax Rate	16.83%	20.15%	18.51%	19.28%	21.49%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.