Tinde Sparebank (OSL:TINDE)
Norway flag Norway · Delayed Price · Currency is NOK
110.00
-1.18 (-1.06%)
At close: Sep 14, 2026

Tinde Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
334.36310.97218.89195.75177.25160.14
Revenue Growth
41.20%42.07%11.82%10.43%10.69%16.60%
Net Income
24.9326.7325.6218.0817.3615.99
Earnings Per Share
4.574.909.199.208.838.14
EPS Growth
2.19%-46.66%-0.09%4.16%8.55%60.76%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Undistributed
55.7354.9318.8819.133641.23
Retail Market
221.46171.78105.5869.9780.0762.45
Corporate Market
57.1684.2694.42106.6561.1856.45
Total
334.36310.97218.88195.75177.25160.14

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,587363.39268.4178.2276.62363.37
Total Debt
2,7372,7711,2681,3011,0461,028
Net Cash (Debt)
-1,150-2,408-999.43-1,123-769.6-664.72
Net Cash Growth
------
Net Cash Per Share
-211.06-441.78-358.60-571.53-391.65-338.28

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-367.33-475.4960.18-198.85-9.66219.78
Capital Expenditures
-12.7-10.93-3.9-5.49--1.37
Free Cash Flow
-380.04-486.4256.28-204.34-9.66218.41
Free Cash Flow Growth
-----271.43%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
7.46%8.60%11.71%9.24%9.79%9.99%
FCF Margin
-113.66%-156.42%25.71%-104.39%-5.45%136.39%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4.9004.9009.0007.6308.6508.000
Dividend Per Share Growth
-45.56%-45.56%17.95%-11.79%8.13%138.09%
Dividend Yield
4.39%4.19%8.04%7.68%8.59%8.75%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.0524.8813.6412.9315.0515.73
Forward PE
15.0715.6311.5911.3912.91-
P/FCF Ratio
--6.21--1.15
PS Ratio
1.792.141.601.191.471.57