Tinde Sparebank (OSL:TINDE)
Norway flag Norway · Delayed Price · Currency is NOK
111.54
0.00 (0.00%)
At close: Aug 3, 2026

Tinde Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
153.49376.27240.55222.81130.29106.28
Revenue Growth
35.43%56.42%7.96%71.01%22.59%2.55%
Net Income
76.9583.379.8468.1560.5252.98
Earnings Per Share
16.084.909.199.208.838.14
EPS Growth
-52.24%-46.68%-0.11%4.19%8.48%60.87%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Market
197.38171.78105.5869.9780.0762.45
Business Market
81.0184.2694.42106.6561.1856.45
Undistributed
51.0854.9318.8819.133641.23
Total
329.47310.97218.88195.75177.25160.14

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
84.3280.0749.8547.3785.1186.34
Total Debt
3,0282,7081,2101,309988.8970.99
Net Cash (Debt)
-3,028-2,708-1,210-1,309-988.8-970.99
Net Cash Growth
------
Net Cash Per Share
-632.99-496.93-434.17-666.20-503.21-494.14

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-475.49-475.4960.18-198.85-9.66219.78
Capital Expenditures
-10.93-10.93-4.2-10.58-0.34-3.7
Free Cash Flow
-486.42-486.4255.98-209.43-10216.08
Free Cash Flow Growth
-----267.47%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
59.79%26.62%41.56%37.54%57.55%63.50%
Profit Margin
57.45%26.62%41.56%37.54%46.45%49.85%
FCF Margin
0.00%-129.27%23.27%-93.99%-7.68%203.32%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4.9004.9009.0007.6308.6508.000
Dividend Per Share Growth
-45.56%-45.56%17.95%-11.79%8.13%138.09%
Dividend Yield
4.39%3.77%4.29%7.27%6.21%2.71%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.7124.9013.6412.9314.5815.22
Forward PE
13.0715.6311.5911.3912.91-
P/FCF Ratio
--6.24--1.13
PS Ratio
1.861.771.451.051.942.29