Trøndelag Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	501.87	366.62	143.33	98.99
Interest Income on Investments	577.77	50.97	31.79	11.23	6.13
Total Interest Income	577.77	552.84	398.42	154.56	105.12
Interest Paid on Deposits	361.45	338.96	216.57	57.9	28.21
Total Interest Expense	361.45	338.96	216.57	57.9	28.21
Net Interest Income	216.32	213.88	181.85	96.66	76.91
Net Interest Income Growth (YoY)	1.14%	17.61%	88.13%	25.68%	0.70%
Other Non-Interest Income	122.03	98.65	96.61	37.36	40.29
Total Non-Interest Income	122.03	98.65	96.61	37.36	40.29
Non-Interest Income Growth (YoY)	23.70%	2.11%	158.59%	-7.27%	49.59%
Revenues Before Loan Losses	338.34	312.53	278.46	134.02	117.2
Provision for Loan Losses	24.16	22.96	6.04	3.45	-6.13
Revenue	314.18	289.58	272.43	130.57	123.33
Revenue Growth (YoY)	8.50%	6.30%	108.64%	5.87%	30.69%
Salaries and Employee Benefits	123.29	113.21	89.93	41.5	38.4
Occupancy Expenses	11.35	7.78	4.2	4.37	4.06
Selling, General & Administrative	-	11.43	9.62	4.49	3.76
Other Non-Interest Expense	88.76	71.99	70.44	33.19	28.19
Total Non-Interest Expense	223.4	204.41	174.19	83.56	74.4
EBT Excluding Unusual Items	90.78	85.17	98.24	47.02	48.93
Pretax Income	90.78	85.17	82.05	44.59	48.93
Income Tax Expense	18.75	16.38	10.66	9.18	10.84
Earnings From Continuing Operations	72.03	68.79	71.39	35.41	38.09
Minority Interest in Earnings	-1.83	-1.37	-0.6	-0.02	-0.02
Net Income	70.2	67.42	70.8	35.39	38.07
Preferred Dividends & Other Adjustments	-	38.55	38.72	-	-
Net Income to Common	70.2	28.87	32.07	35.39	38.07
Net Income Growth	4.13%	-4.77%	100.02%	-7.04%	36.17%
Basic Shares Outstanding	5	4	4	-	-
Diluted Shares Outstanding	5	4	4	-	-
Shares Change (YoY)	23.84%	1.18%	-	-	-
EPS (Basic)	14.68	7.48	8.40	-	-
EPS (Diluted)	14.68	7.48	8.40	-	-
EPS Growth	96.39%	-11.04%	-	-	-
Dividend Per Share	-	4.800	-	-	-
Effective Tax Rate	20.66%	19.23%	12.99%	20.58%	22.15%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.