Trøndelag Sparebank (OSL:TRSB)

Trøndelag Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	520.25	501.87	366.62	143.33	98.99	108.36
Interest Income on Investments	57.56	50.97	31.79	11.23	6.13	4.26
Total Interest Income	577.81	552.84	398.42	154.56	105.12	112.62
Interest Paid on Deposits	357.27	338.96	216.57	57.9	28.21	36.25
Total Interest Expense	357.27	338.96	216.57	57.9	28.21	36.25
Net Interest Income	220.53	213.88	181.85	96.66	76.91	76.37
Net Interest Income Growth (YoY)	6.74%	17.61%	88.13%	25.68%	0.70%	7.71%
Other Non-Interest Income	102.17	98.65	96.61	37.36	40.29	26.94
Total Non-Interest Income	102.17	98.65	96.61	37.36	40.29	26.94
Non-Interest Income Growth (YoY)	5.93%	2.11%	158.59%	-7.27%	49.59%	25.12%
Revenues Before Loan Losses	322.7	312.53	278.46	134.02	117.2	103.31
Provision for Loan Losses	26.38	22.96	6.04	3.45	-6.13	8.94
Revenue	296.32	289.58	272.43	130.57	123.33	94.37
Revenue Growth (YoY)	-1.74%	6.30%	108.64%	5.87%	30.69%	7.97%
Salaries and Employee Benefits	117.57	113.21	89.93	41.5	38.4	28.21
Occupancy Expenses	8.89	7.78	4.2	4.37	4.06	1.62
Selling, General & Administrative	11.43	11.43	9.62	4.49	3.76	4.75
Other Non-Interest Expense	73.11	71.99	70.44	33.19	28.19	24.28
Total Non-Interest Expense	210.99	204.41	174.19	83.56	74.4	58.85
EBT Excluding Unusual Items	85.33	85.17	98.24	47.02	48.93	35.52
Pretax Income	85.33	85.17	82.05	44.59	48.93	35.52
Income Tax Expense	16.51	16.38	10.66	9.18	10.84	7.56
Earnings From Continuing Operations	68.81	68.79	71.39	35.41	38.09	27.96
Minority Interest in Earnings	-1.23	-1.37	-0.6	-0.02	-0.02	-
Net Income	67.59	67.42	70.8	35.39	38.07	27.96
Preferred Dividends & Other Adjustments	39.23	38.55	38.72	-	-	-
Net Income to Common	28.36	28.87	32.07	35.39	38.07	27.96
Net Income Growth	-0.73%	-4.77%	100.02%	-7.04%	36.17%	9.43%
Basic Shares Outstanding	5	4	4	-	-	-
Diluted Shares Outstanding	5	4	4	-	-	-
Shares Change (YoY)	-	1.18%	-	-	-	-
EPS (Basic)	5.93	7.48	8.40	-	-	-
EPS (Diluted)	5.93	7.48	8.40	-	-	-
EPS Growth	-	-11.04%	-	-	-	-
Dividend Per Share	4.800	4.800	-	-	-	-
Effective Tax Rate	19.35%	19.23%	12.99%	20.58%	22.15%	21.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.