Trøndelag Sparebank (OSL:TRSB)

Norway · Delayed Price · Currency is NOK

104.80

-4.20 (-3.85%)

Nov 13, 2026, 4:13 PM CET

Trøndelag Sparebank Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	299.98	314.18	289.58	272.43	130.57	123.33
Revenue Growth	-4.82%	8.50%	6.30%	108.64%	5.87%	30.69%
Net Income	0.94	31.96	28.87	32.07	35.39	38.07
Earnings Per Share	-	6.68	7.48	8.40	-	-
EPS Growth	-	-10.58%	-11.04%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Market	183.77	182.48	180.68	144.57	69.36	56.42
Undistributed	-17.64	-3.04	-4.76	6.63	30.9	35.39
Corporate Market	65.51	75.97	72.98	65.33	30.31	31.53
Other Services	-	58.77	40.67	30.41	-	-
Total	309.97	314.18	289.58	246.95	130.57	123.33

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	83.58	1,003	992.92	877.43	303.14	543.53
Total Debt	2,941	2,557	2,043	1,851	873.32	576.96
Net Cash (Debt)	-2,857	-1,554	-1,050	-973.07	-570.18	-33.44
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-324.93	-272.03	-254.98	-	-

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-352.34	-187.64	-186.75	-856.46	-103.62	-72.4
Capital Expenditures	-15.91	-26.29	-32.56	-46.01	-0.44	-5.19
Free Cash Flow	-368.25	-213.93	-219.32	-902.47	-104.05	-77.6
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	0.31%	10.17%	9.97%	11.77%	27.11%	30.87%
FCF Margin	-122.76%	-68.09%	-75.74%	-331.27%	-79.69%	-62.92%

Dividends

Fiscal Year	Current	FY 2025	FY 2024
Period Ending	Nov '26 Nov 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Dividend Per Share	5.000	5.000	4.800
Dividend Per Share Growth	0%	4.17%	-
Dividend Yield	4.77%	4.28%	4.40%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	531.98	17.49	18.06	-	-	-
Forward PE	15.90	13.55	-	-	-	-
PS Ratio	1.67	1.78	1.80	-	-	-