The Adirondack Trust Company (ADKT)

ADKT Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	100	82	88	105	138	146
Market Cap Growth	-4.41%	-7.63%	-15.99%	-23.93%	-5.25%	4.12%
Last Close Price	635.25	504.26	516.58	600.15	756.31	776.12
PE Ratio	6.55	5.35	7.35	7.80	8.37	10.16
PS Ratio	1.33	1.09	1.33	1.58	2.04	2.23
PB Ratio	0.53	0.43	0.53	0.72	1.10	0.98
Debt / Equity Ratio	0.03	0.03	0.02	0.38	0.04	0.07
Net Debt / Equity Ratio	-1.81	-1.81	-1.18	-0.22	-1.28	-1.62
Return on Equity (ROE)	8.58%	8.58%	7.69%	9.86%	12.01%	9.94%
Return on Assets (ROA)	0.87%	0.87%	0.72%	0.83%	0.99%	0.90%
Earnings Yield	15.25%	18.68%	13.60%	12.82%	11.94%	9.84%
Dividend Yield	4.58%	8.80%	5.64%	4.77%	-	3.33%
Buyback Yield / Dilution	-0.06%	-0.01%	-0.02%	-0.02%	-0.02%	-0.02%
Total Shareholder Return	4.51%	8.79%	5.62%	4.75%	-0.02%	3.32%

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 13, 2026

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