The Adirondack Trust Company (ADKT)
OTCMKTS · Delayed Price · Currency is USD
531.05
+30.05 (6.00%)
At close: Dec 11, 2025

ADKT Statistics

Total Valuation

ADKT has a market cap or net worth of 81.69 million.

Market Cap81.69M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date Jan 23, 2026
Ex-Dividend Date Jan 2, 2026

Share Statistics

ADKT has 153,824 shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class 153,824
Shares Outstanding 153,824
Shares Change (YoY) +0.06%
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 5.35.

PE Ratio 5.35
Forward PE n/a
PS Ratio 1.09
PB Ratio 0.43
P/TBV Ratio 0.48
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.58%.

Return on Equity (ROE) 8.58%
Return on Assets (ROA) 0.87%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.43%
Revenue Per Employee 302,223
Profits Per Employee 61,287
Employee Count 249
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ADKT has paid 4.42 million in taxes.

Income Tax 4.42M
Effective Tax Rate 22.45%

Stock Price Statistics

The stock price has decreased by -7.64% in the last 52 weeks. The beta is -0.30, so ADKT's price volatility has been lower than the market average.

Beta (5Y) -0.30
52-Week Price Change -7.64%
50-Day Moving Average 758.21
200-Day Moving Average 808.59
Relative Strength Index (RSI) 47.13
Average Volume (20 Days) 22

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, ADKT had revenue of 75.25 million and earned 15.26 million in profits. Earnings per share was 99.21.

Revenue75.25M
Gross Profit 75.25M
Operating Income 19.68M
Pretax Income 19.68M
Net Income 15.26M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 99.21
Full Income Statement

Balance Sheet

The company has 349.98 million in cash and 5.76 million in debt, with a net cash position of 344.22 million or 2,237.76 per share.

Cash & Cash Equivalents 349.98M
Total Debt 5.76M
Net Cash 344.22M
Net Cash Per Share 2,237.76
Equity (Book Value) 190.17M
Book Value Per Share 1,236.05
Working Capital -1.22B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 26.15%
Pretax Margin 26.15%
Profit Margin 20.28%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 29.50, which amounts to a dividend yield of 5.56%.

Dividend Per Share 29.50
Dividend Yield 5.56%
Dividend Growth (YoY) 1.73%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield -0.06%
Shareholder Yield 5.49%
Earnings Yield 18.68%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 6, 2025. It was a forward split with a ratio of 2.

Last Split Date Oct 6, 2025
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 2