American Business Bank (AMBZ)

American Business Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	170.74	160.85	139.7	126.54	99	86.8
Interest Income on Investments	35.03	35.58	35.53	32.59	28.75	22.08
Total Interest Income	205.78	196.43	175.23	159.13	127.75	108.88
Interest Paid on Deposits	40.28	43.25	47.1	27.65	2.43	1.82
Interest Paid on Borrowings	0	0	4.16	9.56	0.27	0
Total Interest Expense	40.28	43.25	51.26	37.21	2.69	1.82
Net Interest Income	165.5	153.18	123.97	121.92	125.06	107.06
Net Interest Income Growth	20.76%	23.56%	1.68%	-2.51%	16.81%	18.41%
Gain (Loss) on Sale of Investments	-8.32	-7.29	-1.39	-1.07	-0.08	-0.03
Other Non-Interest Income	5.66	4.97	4.75	5.03	2.76	3.24
Total Non-Interest Income	2.95	2.93	8.02	8.84	6.72	6.53
Non-Interest Income Growth	-59.15%	-63.55%	-9.28%	31.54%	3.04%	18.54%
Revenues Before Loan Losses	168.45	156.11	131.99	130.76	131.78	113.59
Provision for Loan Losses	2.93	2.77	0.98	3.4	4.51	1.95
Revenue	165.52	153.34	131.01	127.36	127.27	111.63
Revenue Growth	16.32%	17.04%	2.86%	0.07%	14.01%	19.58%
Salaries and Employee Benefits	52.73	50.71	46	43.12	38.9	37.37
Occupancy Expenses	2.93	2.76	2.67	2.88	2.86	2.89
Selling, General & Administrative	19.03	18.18	16.07	14.93	13.74	11.97
Other Non-Interest Expense	6.74	6.61	6.09	5.72	5.24	6.58
Total Non-Interest Expense	81.43	78.25	70.83	66.65	60.75	58.82
EBT Excluding Unusual Items	84.09	75.09	60.18	60.71	66.52	52.82
Pretax Income	84.09	75.09	60.18	60.71	66.52	52.82
Income Tax Expense	22.82	20.89	16.9	16.75	17.96	13.65
Net Income	61.26	54.2	43.28	43.97	48.56	39.16
Net Income to Common	61.26	54.2	43.28	43.97	48.56	39.16
Net Income Growth	26.77%	25.25%	-1.57%	-9.46%	23.99%	36.11%
Basic Shares Outstanding	9	9	9	9	9	9
Diluted Shares Outstanding	9	9	9	9	9	9
Shares Change	-1.48%	-0.70%	0.88%	0.47%	1.61%	1.30%
EPS (Basic)	6.74	5.91	4.67	4.78	5.34	4.39
EPS (Diluted)	6.67	5.86	4.64	4.76	5.28	4.33
EPS Growth	28.84%	26.29%	-2.52%	-9.85%	21.94%	34.47%
Dividend Per Share	1.350	1.000	-	-	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	27.14%	27.82%	28.09%	27.58%	27.00%	25.85%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 29, 2026

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