Baker Boyer Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	85.05	32.42	4.11	5	5.47
Investment Securities	197.09	218.78	300.87	374.87	442.71
Mortgage-Backed Securities	9.34	-	-	-	-
Total Investments	206.43	218.78	300.87	374.87	442.71
Gross Loans	395.25	393.49	373.13	351.44	340.29
Allowance for Loan Losses	-4.16	-3.95	-3.3	-3.42	-6.53
Other Adjustments to Gross Loans	-0.54	-0.34	-0.25	-	-0.5
Net Loans	390.55	389.2	369.58	348.02	333.26
Property, Plant & Equipment	18.87	19.39	20.23	20.85	22.46
Accrued Interest Receivable	2.75	2.66	2.96	3.25	2.79
Long-Term Deferred Tax Assets	1.69	3.1	4.15	6.23	1.29
Other Real Estate Owned & Foreclosed	-	-	0.34	1.35	-
Other Long-Term Assets	4.29	4.35	7.14	5.04	4.54
Total Assets	709.63	669.91	709.38	764.6	812.53
Interest Bearing Deposits	377.41	325.68	350.53	413.11	437.87
Institutional Deposits	51.1	40.33	33.24	2.67	3.6
Non-Interest Bearing Deposits	219.05	221.08	236.43	272.81	283.32
Total Deposits	647.55	587.09	620.2	688.6	724.79
Short-Term Borrowings	-	25.08	23.87	14.04	27.99
Accrued Interest Payable	0.39	0.38	0.27	0.01	0.01
Long-Term Debt	-	2.5	14.3	19.5	-
Other Long-Term Liabilities	1.53	0.91	1.04	1.01	0.56
Total Liabilities	649.47	615.96	659.68	723.16	753.34
Common Stock	4.11	4.09	4.09	4.08	4.06
Additional Paid-In Capital	1.47	1.26	0.96	0.84	0.48
Retained Earnings	58.85	58.17	58.9	59.17	55.89
Comprehensive Income & Other	-4.27	-9.57	-14.25	-22.65	-1.25
Shareholders' Equity	60.16	53.95	49.7	41.44	59.19
Total Liabilities & Equity	709.63	669.91	709.38	764.6	812.53
Total Debt	-	27.58	38.17	33.54	27.99
Net Cash (Debt)	109.95	12.01	-11.81	5.68	110.39
Net Cash Growth	815.84%	-	-	-94.86%	-27.32%
Net Cash Per Share	84.15	9.21	-9.11	4.38	85.62
Filing Date Shares Outstanding	1.29	1.29	1.29	1.29	1.27
Total Common Shares Outstanding	1.29	1.29	1.29	1.29	1.27
Book Value Per Share	46.48	41.80	38.63	32.21	46.74
Tangible Book Value	60.16	53.95	49.7	41.44	59.19
Tangible Book Value Per Share	46.48	41.80	38.63	32.21	46.74

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.