BankFirst Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	143.6	129.54	112.8	97.75	61.97	55.82
Interest Income on Investments	24.36	22.86	18.69	19.31	13.09	7.02
Total Interest Income	167.96	152.4	131.49	117.07	75.06	62.84
Interest Paid on Deposits	50.54	48.33	45.14	24.84	4.01	4.06
Interest Paid on Borrowings	2.47	2.18	2	2.76	2.13	2.4
Total Interest Expense	53.01	50.51	47.14	27.6	6.13	6.46
Net Interest Income	114.95	101.89	84.35	89.47	68.93	56.38
Net Interest Income Growth	30.30%	20.80%	-5.72%	29.80%	22.25%	12.43%
Mortgage Banking Activities	3.17	3.07	3.14	2.52	2.42	5.66
Gain (Loss) on Sale of Investments	0.05	0.02	-0.19	-1.29	-0.25	0.01
Other Non-Interest Income	14.93	14.65	16.82	16.86	9.12	9.33
Total Non-Interest Income	28.94	27.82	29.75	27.64	19.89	21.52
Non-Interest Income Growth	-0.74%	-6.51%	7.65%	38.93%	-7.58%	-2.09%
Revenues Before Loan Losses	143.89	129.71	114.1	117.1	88.82	77.9
Provision for Loan Losses	5.66	4.56	2.8	1.99	1.05	1.11
Revenue	138.23	125.14	111.3	115.12	87.77	76.79
Revenue Growth	21.07%	12.44%	-3.32%	31.16%	14.30%	19.96%
Salaries and Employee Benefits	52.8	48.39	42.56	40.83	30.94	29.57
Occupancy Expenses	6.67	5.96	5.15	5.2	3.56	3.1
Selling, General & Administrative	8.92	8.03	10.96	12.69	9.03	6.98
Other Non-Interest Expense	28.49	25.88	20.29	20.34	15.49	14
Total Non-Interest Expense	96.89	88.25	78.97	79.06	59.03	53.65
EBT Excluding Unusual Items	41.34	36.89	32.33	36.06	28.74	23.14
Pretax Income	41.34	36.89	32.33	36.06	28.74	23.14
Income Tax Expense	8.92	8.21	6.79	7.86	5.79	4.84
Net Income	32.42	28.68	25.54	28.2	22.96	18.3
Preferred Dividends & Other Adjustments	-0.63	-	2.78	-	-	-
Net Income to Common	33.05	28.68	22.76	28.2	22.96	18.3
Net Income Growth	20.91%	25.99%	-19.29%	22.85%	25.44%	35.74%
Basic Shares Outstanding	6	6	5	5	5	5
Diluted Shares Outstanding	6	6	5	5	5	5
Shares Change	-4.73%	14.32%	0.76%	1.14%	0.93%	8.16%
EPS (Basic)	5.37	4.62	4.19	5.23	4.31	3.47
EPS (Diluted)	5.37	4.62	4.19	5.23	4.31	3.47
EPS Growth	26.92%	10.21%	-19.89%	21.47%	24.28%	25.50%
Dividend Per Share	-	1.050	1.000	0.900	0.850	0.680
Dividend Growth	-	5.00%	11.11%	5.88%	25.00%	36.00%
Effective Tax Rate	21.58%	22.26%	21.00%	21.79%	20.13%	20.93%