BankGuam Holding Company Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2021	FY 2020	FY 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	88.42	89.31	557.4	287.63	91.02
Investment Securities	413.6	424.84	411.04	372.21	293.83
Mortgage-Backed Securities	295.25	336.69	400.62	192.21	140.73
Total Investments	708.85	761.52	811.66	564.41	434.56
Gross Loans	1,648	1,593	1,321	1,432	1,306
Allowance for Loan Losses	-27.07	-31.72	-34.41	-34.81	-27.87
Other Adjustments to Gross Loans	-3.32	-3.4	-3.22	-4.16	-2.86
Net Loans	1,618	1,558	1,284	1,393	1,275
Property, Plant & Equipment	40.03	41.31	44.18	46.03	49.65
Goodwill	13.01	13.01	13.01	0.78	0.78
Other Intangible Assets	8.5	9.24	10.72	-	-
Accrued Interest Receivable	8.84	9.28	6.72	8.07	5.58
Other Receivables	4.66	4.99	5.07	3.11	16.02
Restricted Cash	0.4	0.44	0.15	0.15	41.1
Other Current Assets	15.08	12.82	9.61	6.92	6.1
Long-Term Deferred Tax Assets	25.67	26.45	14	8.54	7.55
Other Real Estate Owned & Foreclosed	-	-	-	-	0.01
Other Long-Term Assets	52.05	48.15	32.56	31.66	23.17
Total Assets	2,585	2,576	2,792	2,352	1,953
Interest Bearing Deposits	1,416	1,451	1,537	1,335	1,133
Institutional Deposits	12.58	8.67	14.2	14.2	14.2
Non-Interest Bearing Deposits	885.01	863.8	981.54	770.04	582.97
Total Deposits	2,314	2,323	2,533	2,119	1,730
Current Portion of Leases	2.41	2.07	1.93	2.51	2.36
Accrued Interest Payable	2.48	0.03	0.05	0.08	0.12
Long-Term Debt	34.61	34.54	34.4	14.78	14.75
Long-Term Leases	19.54	21.26	22.19	24.11	27.8
Other Long-Term Liabilities	24.89	20.7	19.05	14.99	13.89
Total Liabilities	2,397	2,402	2,611	2,175	1,789
Preferred Stock, Non-Redeemable	0.98	0.98	0.98	0.98	0.98
Preferred Stock, Other	-1	8.8	8.8	8.8	8.8
Total Preferred Equity	-0.02	9.78	9.78	9.78	9.78
Common Stock	2.03	2.03	2.03	2.03	2.02
Additional Paid-In Capital	24.99	24.99	24.91	24.78	24.48
Retained Earnings	218.15	198.17	153.74	137.65	129.58
Treasury Stock	-9.36	-9.36	-0.29	-0.29	-0.29
Comprehensive Income & Other	-55.45	-59.32	-16.72	3.11	-1.33
Total Common Equity	180.36	156.52	163.67	167.27	154.46
Minority Interest	7.18	7.35	7.29	-	-
Shareholders' Equity	187.53	173.65	180.75	177.06	164.24
Total Liabilities & Equity	2,585	2,576	2,792	2,352	1,953
Total Debt	56.55	57.87	58.51	41.4	44.91
Net Cash (Debt)	31.87	31.44	498.89	246.23	46.11
Net Cash Growth	1.34%	-93.70%	102.61%	434.05%	-60.22%
Net Cash Per Share	1750.82	1727.58	25665.76	12711.87	2387.18
Filing Date Shares Outstanding	0.02	0.02	0.02	0.02	0.02
Total Common Shares Outstanding	0.02	0.02	0.02	0.02	0.02
Book Value Per Share	9895.92	8599.73	8418.48	8620.54	7985.32
Tangible Book Value	158.85	134.26	139.94	166.49	153.68
Tangible Book Value Per Share	8715.52	7376.98	7197.72	8580.19	7944.84

Source: S&P Global Market Intelligence. Banks template. Financial Sources.