BankGuam Holding Company (BKGM)

BankGuam Holding Company Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Sep 30, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Cash & Equivalents	265.01	557.4	287.63	91.02	115.9	93.93
Investment Securities	436.44	411.04	372.21	293.83	361.11	446.47
Mortgage-Backed Securities	380.39	400.62	192.21	140.73	91.31	107.16
Total Investments	816.83	811.66	564.41	434.56	452.42	553.63
Gross Loans	1,346	1,321	1,432	1,306	1,239	1,230
Allowance for Loan Losses	-36.14	-34.41	-34.81	-27.87	-23.77	-17.28
Other Adjustments to Gross Loans	-2.88	-3.22	-4.16	-2.86	-2.65	-2.78
Net Loans	1,307	1,284	1,393	1,275	1,212	1,210
Property, Plant & Equipment	48.23	44.18	46.03	49.65	18.47	17.84
Goodwill	13.01	13.01	0.78	0.78	0.78	0.78
Other Intangible Assets	10.17	10.72	-	-	-	-
Accrued Interest Receivable	6.05	6.72	8.07	5.58	6.22	5.73
Other Receivables	-	5.07	3.11	16.02	4.85	-
Restricted Cash	0.15	0.15	0.15	41.1	39.6	32.6
Other Current Assets	-	9.61	6.92	6.1	7.08	7.24
Long-Term Deferred Tax Assets	-	14	8.54	7.55	6.94	5.46
Other Real Estate Owned & Foreclosed	-	-	-	0.01	1.51	2.37
Other Long-Term Assets	95.09	32.56	31.66	23.17	23.43	34.23
Total Assets	2,565	2,792	2,352	1,953	1,892	1,966
Interest Bearing Deposits	1,469	1,537	1,335	1,133	1,176	1,291
Institutional Deposits	-	14.2	14.2	14.2	14.2	16.53
Non-Interest Bearing Deposits	881.75	981.54	770.04	582.97	538.17	508.15
Total Deposits	2,351	2,533	2,119	1,730	1,729	1,816
Current Portion of Leases	1.93	1.93	2.51	2.36	-	-
Accrued Interest Payable	0.03	0.05	0.08	0.12	0.14	0.13
Long-Term Debt	34.45	34.4	14.78	14.75	-	-
Long-Term Leases	26.91	22.19	24.11	27.8	-	-
Other Long-Term Liabilities	21.86	19.05	14.99	13.89	14.45	11.54
Total Liabilities	2,436	2,611	2,175	1,789	1,743	1,828
Preferred Stock, Non-Redeemable	0.98	0.98	0.98	0.98	0.98	0.98
Preferred Stock, Other	8.8	8.8	8.8	8.8	8.8	8.8
Total Preferred Equity	9.78	9.78	9.78	9.78	9.78	9.78
Common Stock	2.03	2.03	2.03	2.02	2.02	1.97
Additional Paid-In Capital	24.99	24.91	24.78	24.48	24.21	21.47
Retained Earnings	162.73	153.74	137.65	129.58	117.34	108.9
Treasury Stock	-0.29	-0.29	-0.29	-0.29	-0.29	-0.29
Comprehensive Income & Other	-78.03	-16.72	3.11	-1.33	-4.77	-3.69
Total Common Equity	111.43	163.67	167.27	154.46	138.51	128.36
Minority Interest	7.22	7.29	-	-	-	-
Shareholders' Equity	128.43	180.75	177.06	164.24	148.3	138.15
Total Liabilities & Equity	2,565	2,792	2,352	1,953	1,892	1,966
Total Debt	63.29	58.51	41.4	44.91	-	-
Net Cash (Debt)	201.73	498.89	246.23	46.11	115.9	93.93
Net Cash Growth	-73.37%	102.61%	434.05%	-60.22%	23.39%	-33.27%
Net Cash Per Share	10368.27	25665.76	12711.87	2387.18	6027.41	5054.73
Filing Date Shares Outstanding	0.02	0.02	0.02	0.02	0.02	0.02
Total Common Shares Outstanding	0.02	0.02	0.02	0.02	0.02	0.02
Book Value Per Share	5727.08	8418.48	8620.54	7985.32	7179.39	6817.72
Tangible Book Value	88.25	139.94	166.49	153.68	137.73	127.58
Tangible Book Value Per Share	4535.72	7197.72	8580.19	7944.84	7138.81	6776.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.