BankGuam Holding Company Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	426.98	88.42	89.31	557.4	287.63
Investment Securities	411.45	413.6	424.84	411.04	372.21
Mortgage-Backed Securities	324.51	295.25	336.69	400.62	192.21
Total Investments	735.96	708.85	761.52	811.66	564.41
Gross Loans	1,729	1,648	1,593	1,321	1,432
Allowance for Loan Losses	-28.99	-27.07	-31.72	-34.41	-34.81
Other Adjustments to Gross Loans	-3.47	-3.32	-3.4	-3.22	-4.16
Net Loans	1,697	1,618	1,558	1,284	1,393
Property, Plant & Equipment	43.37	40.03	41.31	44.18	46.03
Goodwill	13.01	13.01	13.01	13.01	0.78
Other Intangible Assets	7.76	8.5	9.24	10.72	-
Accrued Interest Receivable	9.09	8.84	9.28	6.72	8.07
Other Receivables	6.42	4.66	4.99	5.07	3.11
Restricted Cash	0.4	0.4	0.44	0.15	0.15
Other Current Assets	13.54	15.08	12.82	9.61	6.92
Long-Term Deferred Tax Assets	21.17	25.67	26.45	14	8.54
Other Long-Term Assets	59.71	52.05	48.15	32.56	31.66
Total Assets	3,036	2,585	2,576	2,792	2,352
Interest Bearing Deposits	1,810	1,416	1,451	1,537	1,335
Institutional Deposits	9.52	12.58	8.67	14.2	14.2
Non-Interest Bearing Deposits	914.25	885.01	863.8	981.54	770.04
Total Deposits	2,734	2,314	2,323	2,533	2,119
Current Portion of Leases	1.91	2.41	2.07	1.93	2.51
Accrued Interest Payable	2.61	2.48	0.03	0.05	0.08
Long-Term Debt	24.68	34.61	34.54	34.4	14.78
Long-Term Leases	21.46	19.54	21.26	22.19	24.11
Other Long-Term Liabilities	26.85	24.89	20.7	19.05	14.99
Total Liabilities	2,811	2,397	2,402	2,611	2,175
Preferred Stock, Non-Redeemable	-	0.98	0.98	0.98	0.98
Preferred Stock, Other	-	-1	8.8	8.8	8.8
Total Preferred Equity	-	-0.02	9.78	9.78	9.78
Common Stock	2.03	2.03	2.03	2.03	2.03
Additional Paid-In Capital	24.99	24.99	24.99	24.91	24.78
Retained Earnings	237.66	218.15	198.17	153.74	137.65
Treasury Stock	-9.85	-9.36	-9.36	-0.29	-0.29
Comprehensive Income & Other	-38.06	-55.45	-59.32	-16.72	3.11
Total Common Equity	216.77	180.36	156.52	163.67	167.27
Minority Interest	7.49	7.18	7.35	7.29	-
Shareholders' Equity	224.26	187.53	173.65	180.75	177.06
Total Liabilities & Equity	3,036	2,585	2,576	2,792	2,352
Total Debt	48.05	56.55	57.87	58.51	41.4
Net Cash (Debt)	378.93	31.87	31.44	498.89	246.23
Net Cash Growth	1089.17%	1.34%	-93.70%	102.61%	434.05%
Net Cash Per Share	20820.22	1750.82	1727.58	25665.76	12711.87
Filing Date Shares Outstanding	0.02	0.02	0.02	0.02	0.02
Total Common Shares Outstanding	0.02	0.02	0.02	0.02	0.02
Book Value Per Share	11924.42	9895.92	8599.73	8418.48	8620.54
Tangible Book Value	196	158.85	134.26	139.94	166.49
Tangible Book Value Per Share	10781.67	8715.52	7376.98	7197.72	8580.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.