Oak Ridge Financial Services, Inc. (BKOR)
OTCMKTS · Delayed Price · Currency is USD
32.25
+0.75 (2.38%)
Aug 4, 2026, 11:01 AM EST
BKOR Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 33.53 | 34.21 | 31.08 | 25.15 | 21.22 | 21.92 |
Interest Income on Investments | 5.7 | 5.98 | 6.71 | 6.3 | 2.81 | 1.45 |
Total Interest Income | 39.22 | 40.19 | 37.78 | 31.45 | 24.04 | 23.38 |
Interest Paid on Deposits | 9.77 | 10.69 | 10.27 | 6.24 | 1.27 | 1.31 |
Interest Paid on Borrowings | 2.67 | 2.94 | 3.78 | 3.15 | 1.11 | 1.06 |
Total Interest Expense | 12.44 | 13.64 | 14.05 | 9.4 | 2.38 | 2.37 |
Net Interest Income | 26.79 | 26.55 | 23.74 | 22.06 | 21.65 | 21.01 |
Net Interest Income Growth | 5.70% | 11.84% | 7.62% | 1.86% | 3.06% | 19.36% |
Gain (Loss) on Sale of Investments | 0.6 | 0.75 | 0.02 | 0.08 | -0.15 | 0.11 |
Other Non-Interest Income | 2.41 | 2.39 | 2.41 | 2.73 | 2.54 | 2.27 |
Total Non-Interest Income | 3.92 | 4.1 | 3.26 | 3.91 | 4.05 | 4.02 |
Non-Interest Income Growth | 5.52% | 25.56% | -16.50% | -3.46% | 0.80% | 29.38% |
Revenues Before Loan Losses | 30.71 | 30.64 | 27 | 25.97 | 25.7 | 25.03 |
Provision for Loan Losses | 1.52 | 1.29 | 1.36 | 0.61 | -0.04 | -0.68 |
| 29.19 | 29.36 | 25.64 | 25.36 | 25.74 | 25.71 | |
Revenue Growth | 5.83% | 14.51% | 1.10% | -1.49% | 0.14% | 43.14% |
Salaries and Employee Benefits | 10.82 | 10.89 | 10.26 | 9.95 | 9.99 | 8.92 |
Federal Deposit Insurance | 0.27 | 0.35 | 0.46 | 0.42 | 0.29 | 0.17 |
Selling, General & Administrative | 5.76 | 5.61 | 5.83 | 5.87 | 5.45 | 5.5 |
Other Non-Interest Expense | 2.22 | 2.13 | 1.71 | 1.73 | 1.65 | 1.33 |
Total Non-Interest Expense | 19.12 | 18.99 | 18.26 | 17.97 | 17.38 | 15.92 |
EBT Excluding Unusual Items | 10.06 | 10.37 | 7.38 | 7.39 | 8.37 | 9.79 |
Pretax Income | 10.06 | 10.37 | 7.38 | 7.39 | 8.37 | 9.79 |
Income Tax Expense | 2.22 | 2.36 | 1.71 | 1.65 | 1.71 | 2.03 |
Net Income | 7.85 | 8.01 | 5.67 | 5.74 | 6.66 | 7.76 |
Net Income to Common | 7.85 | 8.01 | 5.67 | 5.74 | 6.66 | 7.76 |
Net Income Growth | 14.81% | 41.27% | -1.18% | -13.83% | -14.18% | 138.20% |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Shares Change | -0.12% | -0.41% | 0.91% | 1.13% | 1.08% | 1.07% |
EPS (Basic) | 2.86 | 2.92 | 2.06 | 2.10 | 2.47 | 2.91 |
EPS (Diluted) | 2.85 | 2.92 | 2.06 | 2.10 | 2.47 | 2.91 |
EPS Growth | 14.69% | 41.75% | -2.11% | -14.79% | -15.10% | 136.50% |
Dividend Per Share | 0.280 | 0.560 | 0.480 | 0.400 | - | 0.270 |
Dividend Growth | -46.15% | 16.67% | 20.00% | - | - | 12.50% |
Effective Tax Rate | 22.05% | 22.72% | 23.12% | 22.29% | 20.39% | 20.72% |