Benchmark Bankshares, Inc. (BMBN)

Benchmark Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	63.35	62.1	91.72	87.31	263.1	163.04
Investment Securities	101.07	87.39	108.46	170.36	89.58	53.57
Trading Asset Securities	7.52	5.52	5.37	5	5.08	-
Mortgage-Backed Securities	-	15.12	14.63	0.15	0.24	0.37
Total Investments	108.58	108.04	128.45	175.5	94.9	53.94
Gross Loans	1,062	998.75	894.43	817.91	645.64	617.23
Allowance for Loan Losses	-8.46	-7.82	-7	-6.83	-5.9	-5.6
Other Adjustments to Gross Loans	-	-2.3	-2.2	-2	-1.58	-1.8
Net Loans	1,054	988.63	885.23	809.08	638.15	609.83
Property, Plant & Equipment	23.4	23.32	22.23	19.11	17.06	17.04
Other Intangible Assets	1.03	1.17	1.5	1.85	-	-
Loans Held for Sale	1.53	0.45	-	0.17	2.09	1.13
Accrued Interest Receivable	4.42	4.03	3.55	3.25	2.27	2.34
Long-Term Deferred Tax Assets	3.97	3.79	3.21	4.01	1.42	1.48
Other Real Estate Owned & Foreclosed	-	0.51	-	-	-	1.16
Other Long-Term Assets	32.9	30.69	25.61	23.82	21.15	20.22
Total Assets	1,293	1,224	1,162	1,125	1,041	870.83
Interest Bearing Deposits	878.07	815.97	792.38	746.16	678.87	588.99
Institutional Deposits	-	23.84	-	18.2	28.64	-
Non-Interest Bearing Deposits	288.45	263.09	261.25	264.83	237.77	194.36
Total Deposits	1,167	1,103	1,054	1,029	945.29	783.35
Current Portion of Leases	-	0.22	-	-	-	-
Accrued Interest Payable	0.87	0.94	0.99	0.19	0.23	0.28
Other Current Liabilities	-	1.97	1.8	1.72	1.58	1.5
Long-Term Debt	0.43	0.79	1.53	2.7	3.83	4.9
Long-Term Leases	-	0.23	0.42	0.47	0.66	0.36
Pension & Post-Retirement Benefits	3.27	2.8	2.05	1.59	1.37	1.16
Other Long-Term Liabilities	5.54	4.33	3.22	3.16	3.19	2.45
Total Liabilities	1,177	1,114	1,064	1,039	956.14	794
Common Stock	0.93	0.94	0.94	0.95	0.95	0.95
Additional Paid-In Capital	5.94	5.92	5.86	5.81	5.6	5.43
Retained Earnings	115.64	108.7	97.37	86.61	76.81	68.96
Comprehensive Income & Other	-5.91	-6.12	-5.49	-7.71	1.08	1.48
Shareholders' Equity	116.6	109.43	98.69	85.65	84.44	76.82
Total Liabilities & Equity	1,293	1,224	1,162	1,125	1,041	870.83
Total Debt	0.43	1.23	1.95	3.17	4.48	5.26
Net Cash (Debt)	70.94	66.89	100.63	99.14	269.95	169.75
Net Cash Growth	-17.73%	-33.54%	1.51%	-63.28%	59.03%	209.52%
Net Cash Per Share	15.93	14.97	22.31	21.91	59.66	37.93
Filing Date Shares Outstanding	4.45	4.47	4.49	4.52	4.52	4.54
Total Common Shares Outstanding	4.45	4.47	4.49	4.52	4.52	4.54
Book Value Per Share	26.20	24.51	21.96	18.94	18.69	16.92
Tangible Book Value	115.57	108.26	97.2	83.8	84.44	76.82
Tangible Book Value Per Share	25.97	24.24	21.63	18.53	18.69	16.92

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.