Benchmark Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	93.58	62.1	91.72	87.31	263.1	163.04
Investment Securities	95.69	87.39	108.46	170.36	89.58	53.57
Trading Asset Securities	7.73	5.52	5.37	5	5.08	-
Mortgage-Backed Securities	-	15.12	14.63	0.15	0.24	0.37
Total Investments	103.43	108.04	128.45	175.5	94.9	53.94
Gross Loans	1,151	998.75	894.43	817.91	645.64	617.23
Allowance for Loan Losses	-8.84	-7.82	-7	-6.83	-5.9	-5.6
Other Adjustments to Gross Loans	-	-2.3	-2.2	-2	-1.58	-1.8
Net Loans	1,142	988.63	885.23	809.08	638.15	609.83
Property, Plant & Equipment	24.42	23.32	22.23	19.11	17.06	17.04
Other Intangible Assets	0.83	1.17	1.5	1.85	-	-
Loans Held for Sale	-	0.45	-	0.17	2.09	1.13
Accrued Interest Receivable	4.25	4.03	3.55	3.25	2.27	2.34
Long-Term Deferred Tax Assets	3.51	3.79	3.21	4.01	1.42	1.48
Other Real Estate Owned & Foreclosed	0.04	0.51	-	-	-	1.16
Other Long-Term Assets	32.58	30.69	25.61	23.82	21.15	20.22
Total Assets	1,405	1,224	1,162	1,125	1,041	870.83
Interest Bearing Deposits	945.55	815.97	792.38	746.16	678.87	588.99
Institutional Deposits	-	23.84	-	18.2	28.64	-
Non-Interest Bearing Deposits	318.85	263.09	261.25	264.83	237.77	194.36
Total Deposits	1,264	1,103	1,054	1,029	945.29	783.35
Current Portion of Leases	-	0.22	-	-	-	-
Accrued Interest Payable	0.81	0.94	0.99	0.19	0.23	0.28
Other Current Liabilities	-	1.97	1.8	1.72	1.58	1.5
Long-Term Debt	-	0.79	1.53	2.7	3.83	4.9
Long-Term Leases	-	0.23	0.42	0.47	0.66	0.36
Pension & Post-Retirement Benefits	3.87	2.8	2.05	1.59	1.37	1.16
Other Long-Term Liabilities	4.12	4.33	3.22	3.16	3.19	2.45
Total Liabilities	1,273	1,114	1,064	1,039	956.14	794
Common Stock	0.93	0.94	0.94	0.95	0.95	0.95
Additional Paid-In Capital	6.03	5.92	5.86	5.81	5.6	5.43
Retained Earnings	129.28	108.7	97.37	86.61	76.81	68.96
Comprehensive Income & Other	-4.65	-6.12	-5.49	-7.71	1.08	1.48
Shareholders' Equity	131.6	109.43	98.69	85.65	84.44	76.82
Total Liabilities & Equity	1,405	1,224	1,162	1,125	1,041	870.83
Total Debt	-	1.23	1.95	3.17	4.48	5.26
Net Cash (Debt)	101.81	66.89	100.63	99.14	269.95	169.75
Net Cash Growth	52.21%	-33.54%	1.51%	-63.28%	59.03%	209.52%
Net Cash Per Share	22.88	14.97	22.31	21.91	59.66	37.93
Filing Date Shares Outstanding	4.45	4.47	4.49	4.52	4.52	4.54
Total Common Shares Outstanding	4.45	4.47	4.49	4.52	4.52	4.54
Book Value Per Share	29.57	24.51	21.96	18.94	18.69	16.92
Tangible Book Value	130.78	108.26	97.2	83.8	84.44	76.82
Tangible Book Value Per Share	29.39	24.24	21.63	18.53	18.69	16.92