Bank of Botetourt (BORT)

Bank of Botetourt Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	61.16	65.46	68.43	99.88	143.12	97.86
Investment Securities	82.93	76.35	87.02	92.26	66.73	17.1
Mortgage-Backed Securities	-	7.22	8.83	10.49	-	-
Total Investments	82.93	83.57	95.85	102.75	66.73	17.1
Gross Loans	695.18	679.58	600.8	488.85	431.57	459.9
Allowance for Loan Losses	-8.32	-7.99	-7.54	-6.69	-5.67	-5.24
Net Loans	686.86	671.59	593.26	482.16	425.9	454.67
Property, Plant & Equipment	17.82	17.36	14.65	14.06	14.37	13.42
Loans Held for Sale	-	-	-	0.18	0.41	0.69
Accrued Interest Receivable	-	2.63	2.29	1.83	1.37	1.33
Restricted Cash	-	1.05	1.05	1.05	-	1.05
Other Real Estate Owned & Foreclosed	-	-	-	-	0.03	1.96
Other Long-Term Assets	16.63	15.42	13.5	11.81	10.3	8.52
Total Assets	865.39	857.07	789.02	713.72	662.23	596.6
Interest Bearing Deposits	597.77	520.54	460.06	431.35	464.31	417.32
Institutional Deposits	-	67.26	70.06	43.41	48.72	53.52
Non-Interest Bearing Deposits	175.44	179.42	159.47	169.16	84.09	64.71
Total Deposits	773.22	767.22	689.59	643.92	597.12	535.55
Short-Term Borrowings	-	-	19	-	-	-
Current Portion of Leases	-	0.02	-	-	-	-
Accrued Interest Payable	-	3.54	1.57	0.32	0.2	0.43
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	3	4
Long-Term Leases	-	0.04	-	-	-	-
Pension & Post-Retirement Benefits	-	0.03	0.06	0.06	0.09	0.28
Other Long-Term Liabilities	7.37	3.71	4.02	3.02	2.68	2.52
Total Liabilities	780.58	774.56	714.25	647.32	603.09	542.78
Preferred Stock, Convertible	0.24	0.24	0.24	0.24	-	-
Common Stock	2.95	2.94	2.93	2.91	2.88	2.59
Additional Paid-In Capital	24.29	24.2	23.94	23.65	16.78	11.57
Retained Earnings	60.76	59.28	53.38	47.68	41.3	40.68
Comprehensive Income & Other	-3.44	-4.15	-5.71	-8.1	-1.83	-1.03
Total Common Equity	84.56	82.27	74.53	66.15	59.14	53.82
Shareholders' Equity	84.8	82.51	74.78	66.39	59.14	53.82
Total Liabilities & Equity	865.39	857.07	789.02	713.72	662.23	596.6
Total Debt	-	0.06	19	-	3	4
Net Cash (Debt)	61.16	65.65	49.68	100.13	140.37	94.11
Net Cash Growth	17.98%	32.13%	-50.38%	-28.67%	49.16%	348.97%
Net Cash Per Share	31.22	33.56	25.52	51.81	73.07	49.59
Filing Date Shares Outstanding	1.96	1.96	1.95	1.94	1.92	1.9
Total Common Shares Outstanding	1.96	1.96	1.95	1.94	1.92	1.9
Book Value Per Share	43.06	41.95	38.20	34.08	30.77	28.28
Tangible Book Value	84.56	82.27	74.53	66.15	59.14	53.82
Tangible Book Value Per Share	43.06	41.95	38.20	34.08	30.77	28.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.