Bank of Botetourt (BORT)

Bank of Botetourt Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	53.87	65.46	68.43	99.88	143.12	97.86
Investment Securities	80.79	76.35	87.02	92.26	66.73	17.1
Mortgage-Backed Securities	-	7.22	8.83	10.49	-	-
Total Investments	80.79	83.57	95.85	102.75	66.73	17.1
Gross Loans	736.41	679.58	600.8	488.85	431.57	459.9
Allowance for Loan Losses	-8.52	-7.99	-7.54	-6.69	-5.67	-5.24
Net Loans	727.89	671.59	593.26	482.16	425.9	454.67
Property, Plant & Equipment	17.76	17.36	14.65	14.06	14.37	13.42
Loans Held for Sale	0.43	-	-	0.18	0.41	0.69
Accrued Interest Receivable	-	2.63	2.29	1.83	1.37	1.33
Restricted Cash	-	1.05	1.05	1.05	-	1.05
Other Real Estate Owned & Foreclosed	-	-	-	-	0.03	1.96
Other Long-Term Assets	18.09	15.42	13.5	11.81	10.3	8.52
Total Assets	898.81	857.07	789.02	713.72	662.23	596.6
Interest Bearing Deposits	605.72	520.54	460.06	431.35	464.31	417.32
Institutional Deposits	-	67.26	70.06	43.41	48.72	53.52
Non-Interest Bearing Deposits	173.15	179.42	159.47	169.16	84.09	64.71
Total Deposits	778.87	767.22	689.59	643.92	597.12	535.55
Short-Term Borrowings	22	-	19	-	-	-
Current Portion of Leases	-	0.02	-	-	-	-
Accrued Interest Payable	-	3.54	1.57	0.32	0.2	0.43
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	3	4
Long-Term Leases	-	0.04	-	-	-	-
Pension & Post-Retirement Benefits	-	0.03	0.06	0.06	0.09	0.28
Other Long-Term Liabilities	7.07	3.71	4.02	3.02	2.68	2.52
Total Liabilities	807.94	774.56	714.25	647.32	603.09	542.78
Preferred Stock, Convertible	0.24	0.24	0.24	0.24	-	-
Common Stock	2.95	2.94	2.93	2.91	2.88	2.59
Additional Paid-In Capital	24.43	24.2	23.94	23.65	16.78	11.57
Retained Earnings	65.69	59.28	53.38	47.68	41.3	40.68
Comprehensive Income & Other	-2.45	-4.15	-5.71	-8.1	-1.83	-1.03
Total Common Equity	90.62	82.27	74.53	66.15	59.14	53.82
Shareholders' Equity	90.87	82.51	74.78	66.39	59.14	53.82
Total Liabilities & Equity	898.81	857.07	789.02	713.72	662.23	596.6
Total Debt	22	0.06	19	-	3	4
Net Cash (Debt)	31.87	65.65	49.68	100.13	140.37	94.11
Net Cash Growth	40.05%	32.13%	-50.38%	-28.67%	49.16%	348.97%
Net Cash Per Share	16.23	33.56	25.52	51.81	73.07	49.59
Filing Date Shares Outstanding	1.97	1.96	1.95	1.94	1.92	1.9
Total Common Shares Outstanding	1.97	1.96	1.95	1.94	1.92	1.9
Book Value Per Share	46.04	41.95	38.20	34.08	30.77	28.28
Tangible Book Value	90.62	82.27	74.53	66.15	59.14	53.82
Tangible Book Value Per Share	46.04	41.95	38.20	34.08	30.77	28.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.