Bank of Botetourt (BORT)

Bank of Botetourt Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	56.19	55.13	65.46	68.43	99.88	143.12
Investment Securities	63.49	65.07	76.18	87.02	92.26	66.73
Mortgage-Backed Securities	-	14.45	7.22	8.83	10.49	-
Total Investments	63.49	79.53	83.39	95.85	102.75	66.73
Gross Loans	790.46	758.74	679.58	600.8	488.85	431.57
Allowance for Loan Losses	-8.95	-8.37	-7.99	-7.54	-6.69	-5.67
Net Loans	781.51	750.37	671.59	593.26	482.16	425.9
Property, Plant & Equipment	18.25	16.83	17.38	14.65	14.06	14.37
Loans Held for Sale	1.36	1.74	-	-	0.18	0.41
Accrued Interest Receivable	-	2.89	2.63	2.29	1.83	1.37
Restricted Cash	-	1.05	1.05	1.05	1.05	-
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.03
Other Long-Term Assets	20.88	15.57	15.57	13.5	11.81	10.3
Total Assets	941.68	923.1	857.07	789.02	713.72	662.23

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	641.94	591.21	520.54	460.06	431.35	464.31
Institutional Deposits	-	67.31	67.26	70.06	43.41	48.72
Non-Interest Bearing Deposits	188.81	164.54	179.42	159.47	169.16	84.09
Total Deposits	830.75	823.06	767.22	689.59	643.92	597.12
Short-Term Borrowings	-	-	-	19	-	-
Current Portion of Leases	-	0.04	-	-	-	-
Accrued Interest Payable	-	2.48	3.54	1.57	0.32	0.2
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	3
Long-Term Leases	-	0.27	0.02	-	-	-
Pension & Post-Retirement Benefits	-	0.01	0.03	0.06	0.06	0.09
Other Long-Term Liabilities	6.98	3.71	3.74	4.02	3.02	2.68
Total Liabilities	837.73	829.58	774.56	714.25	647.32	603.09

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Convertible	0.24	0.24	0.24	0.24	0.24	-
Common Stock	2.97	2.96	2.94	2.93	2.91	2.88
Additional Paid-In Capital	24.8	24.51	24.2	23.94	23.65	16.78
Retained Earnings	78.35	67.83	59.28	53.38	47.68	41.3
Comprehensive Income & Other	-2.42	-2.02	-4.15	-5.71	-8.1	-1.83
Total Common Equity	103.7	93.27	82.27	74.53	66.15	59.14
Shareholders' Equity	103.95	93.52	82.51	74.78	66.39	59.14
Total Liabilities & Equity	941.68	923.1	857.07	789.02	713.72	662.23

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	-	0.31	0.02	19	-	3
Net Cash (Debt)	56.19	55.07	65.68	49.68	100.13	140.37
Net Cash Growth	76.34%	-16.16%	32.20%	-50.38%	-28.67%	49.16%
Net Cash Per Share	28.48	28.01	33.57	25.52	51.81	73.07
Filing Date Shares Outstanding	1.98	1.97	1.96	1.95	1.94	1.92
Total Common Shares Outstanding	1.98	1.97	1.96	1.95	1.94	1.92
Book Value Per Share	52.46	47.34	41.95	38.20	34.08	30.77
Tangible Book Value	103.7	93.27	82.27	74.53	66.15	59.14
Tangible Book Value Per Share	52.46	47.34	41.95	38.20	34.08	30.77

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 12, 2026

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