Bank of San Francisco Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	80.79	75.22	101.55	60.04	91.14	125.03	Upgrade
Investment Securities	25.04	23.62	-	-	-	-	Upgrade
Total Investments	25.04	23.62	-	-	-	-	Upgrade
Gross Loans	581.44	510.68	504.84	524.92	510.57	552.37	Upgrade
Allowance for Loan Losses	-7.52	-6.66	-6.74	-6.38	-7.16	-7.06	Upgrade
Other Adjustments to Gross Loans	-	-2.71	-2.9	-3.07	-3.88	-4.9	Upgrade
Net Loans	573.93	501.31	495.2	515.47	499.54	540.41	Upgrade
Property, Plant & Equipment	1.63	6.34	6.44	6.77	0.86	1.52	Upgrade
Accrued Interest Receivable	17.02	1.64	1.69	1.59	1.7	2.53	Upgrade
Other Long-Term Assets	-	3.95	3.75	4.38	3.35	2.92	Upgrade
Total Assets	698.41	615.44	611.98	591.35	599.45	674.41	Upgrade
Interest Bearing Deposits	367.67	276.56	223.97	212.89	237.49	208.87	Upgrade
Institutional Deposits	-	56.65	121.41	67.03	86.4	94.12	Upgrade
Non-Interest Bearing Deposits	238.33	197.53	190.04	242.36	217.9	232.68	Upgrade
Total Deposits	606	530.73	535.42	522.29	541.79	535.67	Upgrade
Current Portion of Leases	-	0.72	-	-	-	-	Upgrade
Accrued Interest Payable	11.8	0.97	0.88	0.34	0.04	0.2	Upgrade
Long-Term Debt	-	-	-	-	-	74.78	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	15	Upgrade
Long-Term Leases	-	4.86	5.42	5.59	0.73	1.39	Upgrade
Other Long-Term Liabilities	-	2.82	1.88	1.6	1.69	1.44	Upgrade
Total Liabilities	617.79	540.12	543.6	529.81	544.24	628.48	Upgrade
Common Stock	29.26	28.76	28.17	27.7	27.23	26.94	Upgrade
Retained Earnings	51.31	46.74	40.21	33.84	27.98	18.99	Upgrade
Comprehensive Income & Other	0.04	-0.18	-	-	-	-	Upgrade
Shareholders' Equity	80.61	75.32	68.37	61.54	55.21	45.93	Upgrade
Total Liabilities & Equity	698.41	615.44	611.98	591.35	599.45	674.41	Upgrade
Total Debt	-	5.59	5.42	5.59	0.73	91.17	Upgrade
Net Cash (Debt)	80.79	69.64	96.13	54.45	90.41	33.87	Upgrade
Net Cash Growth	-9.91%	-27.56%	76.56%	-39.77%	166.96%	-50.69%	Upgrade
Net Cash Per Share	37.86	33.04	46.16	26.50	44.32	16.66	Upgrade
Filing Date Shares Outstanding	2.17	2.14	2.11	2.09	2.07	2.06	Upgrade
Total Common Shares Outstanding	2.17	2.14	2.11	2.09	2.07	2.06	Upgrade
Book Value Per Share	37.17	35.25	32.43	29.39	26.61	22.34	Upgrade
Tangible Book Value	80.61	75.32	68.37	61.54	55.21	45.93	Upgrade
Tangible Book Value Per Share	37.17	35.25	32.43	29.39	26.61	22.34	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.