Bank of San Francisco Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	71.73	75.22	101.55	60.04	91.14
Investment Securities	26.03	23.62	-	-	-
Total Investments	26.03	23.62	-	-	-
Gross Loans	625.4	510.68	504.84	524.92	510.57
Allowance for Loan Losses	-7.66	-6.66	-6.74	-6.38	-7.16
Other Adjustments to Gross Loans	-2.37	-2.71	-2.9	-3.07	-3.88
Net Loans	615.37	501.31	495.2	515.47	499.54
Property, Plant & Equipment	9.83	6.34	6.44	6.77	0.86
Accrued Interest Receivable	2.16	1.64	1.69	1.59	1.7
Other Long-Term Assets	4.37	3.95	3.75	4.38	3.35
Total Assets	733.05	615.44	611.98	591.35	599.45
Interest Bearing Deposits	318.15	276.56	223.97	212.89	237.49
Institutional Deposits	53.92	56.65	121.41	67.03	86.4
Non-Interest Bearing Deposits	265.49	197.53	190.04	242.36	217.9
Total Deposits	637.57	530.73	535.42	522.29	541.79
Current Portion of Leases	1.11	-	-	-	-
Accrued Interest Payable	0.74	0.97	0.88	0.34	0.04
Long-Term Leases	6.92	5.59	5.42	5.59	0.73
Other Long-Term Liabilities	3.67	2.82	1.88	1.6	1.69
Total Liabilities	650	540.12	543.6	529.81	544.24
Common Stock	29.49	28.76	28.17	27.7	27.23
Retained Earnings	53.52	46.74	40.21	33.84	27.98
Comprehensive Income & Other	0.05	-0.18	-	-	-
Shareholders' Equity	83.06	75.32	68.37	61.54	55.21
Total Liabilities & Equity	733.05	615.44	611.98	591.35	599.45
Total Debt	8.03	5.59	5.42	5.59	0.73
Net Cash (Debt)	63.7	69.64	96.13	54.45	90.41
Net Cash Growth	-8.52%	-27.56%	76.56%	-39.77%	166.96%
Net Cash Per Share	29.76	33.04	46.16	26.50	44.32
Filing Date Shares Outstanding	2.19	2.14	2.11	2.09	2.07
Total Common Shares Outstanding	2.19	2.14	2.11	2.09	2.07
Book Value Per Share	37.94	35.25	32.43	29.39	26.61
Tangible Book Value	83.06	75.32	68.37	61.54	55.21
Tangible Book Value Per Share	37.94	35.25	32.43	29.39	26.61