Consumers Bancorp, Inc. (CBKM)

Consumers Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	46.64	43.81	40.9	32.75	28.21	24.89
Interest Income on Investments	9.24	9.24	8.32	8.19	5.95	3.6
Total Interest Income	55.88	53.05	49.22	40.94	34.16	28.48
Interest Paid on Deposits	18.11	18.37	16.21	6.66	1.12	1.62
Interest Paid on Borrowings	0.58	0.58	1.01	0.56	0.29	0.29
Total Interest Expense	18.69	18.94	17.23	7.22	1.41	1.9
Net Interest Income	37.2	34.11	31.99	33.72	32.75	26.58
Net Interest Income Growth (YoY)	15.38%	6.61%	-5.11%	2.96%	23.18%	23.73%
Gain (Loss) on Sale of Investments	0.01	0.01	-0.11	-	-0.02	0.04
Other Non-Interest Income	3.59	3.29	2.98	2.8	2.66	2.46
Total Non-Interest Income	5.75	5.45	4.9	4.75	4.74	4.47
Non-Interest Income Growth (YoY)	9.43%	11.31%	3.14%	0.25%	6.02%	1.99%
Revenues Before Loan Losses	42.94	39.56	36.89	38.46	37.48	31.05
Provision for Loan Losses	1.6	1.15	0.62	0.86	0.74	0.85
Revenue	41.35	38.41	36.27	37.61	36.75	30.2
Revenue Growth (YoY)	11.28%	5.90%	-3.56%	2.34%	21.68%	26.45%
Salaries and Employee Benefits	15.28	15.28	14.19	13.44	12.9	10.68
Occupancy Expenses	3.49	3.49	3.19	2.93	2.8	2.38
Federal Deposit Insurance	0.77	0.77	0.8	0.61	0.58	0.3
Amortization of Goodwill & Intangibles	0.06	0.06	0.06	0.06	0.05	0.03
Selling, General & Administrative	3.84	3.84	3.4	3.78	3.3	2.82
Other Non-Interest Expense	6.73	4.66	4.21	3.87	3.58	3.14
Total Non-Interest Expense	30.15	28.09	25.84	24.69	23.22	19.36
EBT Excluding Unusual Items	11.19	10.32	10.43	12.92	13.53	10.84
Pretax Income	11.19	10.32	10.43	12.92	13.53	10.84
Income Tax Expense	1.66	1.66	1.85	2.25	2.34	1.85
Net Income	9.53	8.67	8.58	10.67	11.19	8.99
Net Income to Common	9.53	8.67	8.58	10.67	11.19	8.99
Net Income Growth	9.85%	1.01%	-19.62%	-4.63%	24.52%	62.62%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	0.87%	0.77%	0.62%	1.66%	0.69%	5.04%
EPS (Basic)	3.03	2.77	2.76	3.45	3.68	2.98
EPS (Diluted)	3.03	2.77	2.76	3.45	3.68	2.98
EPS Growth	8.91%	0.24%	-20.02%	-6.25%	23.61%	55.05%
Dividend Per Share	0.800	0.760	0.720	0.680	0.640	0.590
Dividend Growth	8.11%	5.56%	5.88%	6.25%	8.48%	9.26%
Effective Tax Rate	14.84%	16.05%	17.70%	17.40%	17.29%	17.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.