Consumers Bancorp Statistics
Total Valuation
CBKM has a market cap or net worth of 87.11 million.
| Market Cap | 87.11M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, August 3, 2026.
| Earnings Date | Aug 3, 2026 |
| Ex-Dividend Date | May 22, 2026 |
Share Statistics
CBKM has 3.14 million shares outstanding. The number of shares has increased by 0.50% in one year.
| Current Share Class | 3.14M |
| Shares Outstanding | 3.14M |
| Shares Change (YoY) | +0.50% |
| Shares Change (QoQ) | -0.61% |
| Owned by Insiders (%) | 12.89% |
| Owned by Institutions (%) | 5.61% |
| Float | 2.74M |
Valuation Ratios
The trailing PE ratio is 8.29.
| PE Ratio | 8.29 |
| Forward PE | n/a |
| PS Ratio | 2.01 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 11.70 |
| P/OCF Ratio | 9.52 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.86 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.10%.
| Return on Equity (ROE) | 13.10% |
| Return on Assets (ROA) | 0.89% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.66% |
| Revenue Per Employee | 231,807 |
| Profits Per Employee | 56,144 |
| Employee Count | 195 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBKM has paid 1.91 million in taxes.
| Income Tax | 1.91M |
| Effective Tax Rate | 15.40% |
Stock Price Statistics
The stock price has increased by +44.74% in the last 52 weeks. The beta is -0.13, so CBKM's price volatility has been lower than the market average.
| Beta (5Y) | -0.13 |
| 52-Week Price Change | +44.74% |
| 50-Day Moving Average | 26.44 |
| 200-Day Moving Average | 23.62 |
| Relative Strength Index (RSI) | 63.49 |
| Average Volume (20 Days) | 2,821 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, CBKM had revenue of 43.35 million and earned 10.50 million in profits. Earnings per share was 3.34.
| Revenue | 43.35M |
| Gross Profit | 43.35M |
| Operating Income | 13.26M |
| Pretax Income | 12.41M |
| Net Income | 10.50M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.34 |
Balance Sheet
The company has 17.32 million in cash and 28.71 million in debt, with a net cash position of -11.39 million or -3.62 per share.
| Cash & Cash Equivalents | 17.32M |
| Total Debt | 28.71M |
| Net Cash | -11.39M |
| Net Cash Per Share | -3.62 |
| Equity (Book Value) | 86.85M |
| Book Value Per Share | 27.62 |
| Working Capital | -1.11B |
Cash Flow
In the last 12 months, operating cash flow was 9.15 million and capital expenditures -1.71 million, giving a free cash flow of 7.45 million.
| Operating Cash Flow | 9.15M |
| Capital Expenditures | -1.71M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 8.15M |
| Free Cash Flow | 7.45M |
| FCF Per Share | 2.37 |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.59% |
| Pretax Margin | 28.63% |
| Profit Margin | 24.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 17.17% |
Dividends & Yields
This stock pays an annual dividend of 0.84, which amounts to a dividend yield of 3.03%.
| Dividend Per Share | 0.84 |
| Dividend Yield | 3.03% |
| Dividend Growth (YoY) | 10.53% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 24.58% |
| Buyback Yield | -0.50% |
| Shareholder Yield | 2.55% |
| Earnings Yield | 12.05% |
| FCF Yield | 8.55% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 19, 2002. It was a forward split with a ratio of 3.
| Last Split Date | Mar 19, 2002 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |