Consumers Bancorp Statistics
Total Valuation
CBKM has a market cap or net worth of 100.77 million.
| Market Cap | 100.77M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 22, 2027.
| Earnings Date | Jan 22, 2027 |
| Ex-Dividend Date | Nov 23, 2026 |
Share Statistics
CBKM has 3.16 million shares outstanding. The number of shares has increased by 0.51% in one year.
| Current Share Class | 3.16M |
| Shares Outstanding | 3.16M |
| Shares Change (YoY) | +0.51% |
| Shares Change (QoQ) | +0.56% |
| Owned by Insiders (%) | 13.49% |
| Owned by Institutions (%) | 5.58% |
| Float | 2.50M |
Valuation Ratios
The trailing PE ratio is 8.69.
| PE Ratio | 8.69 |
| Forward PE | n/a |
| PS Ratio | 2.20 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | 10.55 |
| P/OCF Ratio | 9.01 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.65 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.60 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.11%.
| Return on Equity (ROE) | 14.11% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.70% |
| Revenue Per Employee | 233,964 |
| Profits Per Employee | 59,020 |
| Employee Count | 201 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBKM has paid 2.09 million in taxes.
| Income Tax | 2.09M |
| Effective Tax Rate | 15.33% |
Stock Price Statistics
The stock price has increased by +35.60% in the last 52 weeks. The beta is -0.02, so CBKM's price volatility has been lower than the market average.
| Beta (5Y) | -0.02 |
| 52-Week Price Change | +35.60% |
| 50-Day Moving Average | 32.13 |
| 200-Day Moving Average | 28.04 |
| Relative Strength Index (RSI) | 51.69 |
| Average Volume (20 Days) | 2,735 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, CBKM had revenue of 45.86 million and earned 11.57 million in profits. Earnings per share was 3.67.
| Revenue | 45.86M |
| Gross Profit | 45.86M |
| Operating Income | 14.55M |
| Pretax Income | 13.66M |
| Net Income | 11.57M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.67 |
Balance Sheet
The company has 21.77 million in cash and 53.50 million in debt, with a net cash position of -31.73 million or -10.04 per share.
| Cash & Cash Equivalents | 21.77M |
| Total Debt | 53.50M |
| Net Cash | -31.73M |
| Net Cash Per Share | -10.04 |
| Equity (Book Value) | 82.36M |
| Book Value Per Share | 26.06 |
| Working Capital | -1.12B |
Cash Flow
In the last 12 months, operating cash flow was 11.19 million and capital expenditures -1.64 million, giving a free cash flow of 9.55 million.
| Operating Cash Flow | 11.19M |
| Capital Expenditures | -1.64M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 18.16M |
| Free Cash Flow | 9.55M |
| FCF Per Share | 3.02 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.73% |
| Pretax Margin | 29.79% |
| Profit Margin | 25.23% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.40% |
Dividends & Yields
This stock pays an annual dividend of 0.88, which amounts to a dividend yield of 2.76%.
| Dividend Per Share | 0.88 |
| Dividend Yield | 2.76% |
| Dividend Growth (YoY) | 7.50% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 24.00% |
| FCF Payout Ratio | 29.11% |
| Buyback Yield | -0.51% |
| Shareholder Yield | 2.25% |
| Earnings Yield | 11.50% |
| FCF Yield | 9.48% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on March 19, 2002. It was a forward split with a ratio of 3.
| Last Split Date | Mar 19, 2002 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |