Consumers Bancorp Statistics
Total Valuation
CBKM has a market cap or net worth of 81.73 million.
| Market Cap | 81.73M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, April 22, 2026.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Feb 23, 2026 |
Share Statistics
CBKM has 3.14 million shares outstanding. The number of shares has increased by 0.70% in one year.
| Current Share Class | 3.14M |
| Shares Outstanding | 3.14M |
| Shares Change (YoY) | +0.70% |
| Shares Change (QoQ) | +0.20% |
| Owned by Insiders (%) | 13.80% |
| Owned by Institutions (%) | 5.87% |
| Float | 2.71M |
Valuation Ratios
The trailing PE ratio is 8.58.
| PE Ratio | 8.58 |
| Forward PE | n/a |
| PS Ratio | 1.98 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 9.84 |
| P/OCF Ratio | 8.52 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.94 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.25%.
| Return on Equity (ROE) | 12.25% |
| Return on Assets (ROA) | 0.82% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.54% |
| Revenue Per Employee | 221,107 |
| Profits Per Employee | 50,979 |
| Employee Count | 195 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBKM has paid 1.66 million in taxes.
| Income Tax | 1.66M |
| Effective Tax Rate | 14.84% |
Stock Price Statistics
The stock price has increased by +35.58% in the last 52 weeks. The beta is -0.17, so CBKM's price volatility has been lower than the market average.
| Beta (5Y) | -0.17 |
| 52-Week Price Change | +35.58% |
| 50-Day Moving Average | 25.70 |
| 200-Day Moving Average | 21.87 |
| Relative Strength Index (RSI) | 49.56 |
| Average Volume (20 Days) | 1,999 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, CBKM had revenue of 41.35 million and earned 9.53 million in profits. Earnings per share was 3.03.
| Revenue | 41.35M |
| Gross Profit | 41.35M |
| Operating Income | 12.01M |
| Pretax Income | 11.19M |
| Net Income | 9.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.03 |
Balance Sheet
The company has 21.51 million in cash and 24.41 million in debt, with a net cash position of -2.90 million or -0.92 per share.
| Cash & Cash Equivalents | 21.51M |
| Total Debt | 24.41M |
| Net Cash | -2.90M |
| Net Cash Per Share | -0.92 |
| Equity (Book Value) | 86.13M |
| Book Value Per Share | 27.39 |
| Working Capital | -1.10B |
Cash Flow
In the last 12 months, operating cash flow was 9.59 million and capital expenditures -1.28 million, giving a free cash flow of 8.31 million.
| Operating Cash Flow | 9.59M |
| Capital Expenditures | -1.28M |
| Free Cash Flow | 8.31M |
| FCF Per Share | 2.64 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.05% |
| Pretax Margin | 27.07% |
| Profit Margin | 23.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.09% |
Dividends & Yields
This stock pays an annual dividend of 0.84, which amounts to a dividend yield of 3.23%.
| Dividend Per Share | 0.84 |
| Dividend Yield | 3.23% |
| Dividend Growth (YoY) | 9.33% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 26.38% |
| Buyback Yield | -0.70% |
| Shareholder Yield | 2.54% |
| Earnings Yield | 11.66% |
| FCF Yield | 10.16% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 19, 2002. It was a forward split with a ratio of 3.
| Last Split Date | Mar 19, 2002 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |