Consumers Bancorp Statistics
Total Valuation
CBKM has a market cap or net worth of 68.71 million.
| Market Cap | 68.71M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 24, 2025.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | Aug 25, 2025 |
Share Statistics
CBKM has 3.14 million shares outstanding. The number of shares has increased by 0.77% in one year.
| Current Share Class | 3.14M |
| Shares Outstanding | 3.14M |
| Shares Change (YoY) | +0.77% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 13.13% |
| Owned by Institutions (%) | 5.71% |
| Float | 2.73M |
Valuation Ratios
The trailing PE ratio is 7.90.
| PE Ratio | 7.90 |
| Forward PE | n/a |
| PS Ratio | 1.79 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | 14.13 |
| P/OCF Ratio | 8.66 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.97 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.39%.
| Return on Equity (ROE) | 12.39% |
| Return on Assets (ROA) | 0.77% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 205,401 |
| Profits Per Employee | 46,348 |
| Employee Count | 191 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBKM has paid 1.66 million in taxes.
| Income Tax | 1.66M |
| Effective Tax Rate | 16.05% |
Stock Price Statistics
The stock price has increased by +25.43% in the last 52 weeks. The beta is -0.11, so CBKM's price volatility has been lower than the market average.
| Beta (5Y) | -0.11 |
| 52-Week Price Change | +25.43% |
| 50-Day Moving Average | 21.22 |
| 200-Day Moving Average | 19.75 |
| Relative Strength Index (RSI) | 62.91 |
| Average Volume (20 Days) | 1,651 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, CBKM had revenue of 38.41 million and earned 8.67 million in profits. Earnings per share was 2.77.
| Revenue | 38.41M |
| Gross Profit | 38.41M |
| Operating Income | 11.15M |
| Pretax Income | 10.32M |
| Net Income | 8.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.77 |
Balance Sheet
The company has 19.91 million in cash and 38.74 million in debt, giving a net cash position of -18.83 million or -5.99 per share.
| Cash & Cash Equivalents | 19.91M |
| Total Debt | 38.74M |
| Net Cash | -18.83M |
| Net Cash Per Share | -5.99 |
| Equity (Book Value) | 76.27M |
| Book Value Per Share | 24.25 |
| Working Capital | -1.05B |
Cash Flow
In the last 12 months, operating cash flow was 7.93 million and capital expenditures -3.07 million, giving a free cash flow of 4.86 million.
| Operating Cash Flow | 7.93M |
| Capital Expenditures | -3.07M |
| Free Cash Flow | 4.86M |
| FCF Per Share | 1.55 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.03% |
| Pretax Margin | 26.88% |
| Profit Margin | 22.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 12.66% |
Dividends & Yields
This stock pays an annual dividend of 0.76, which amounts to a dividend yield of 3.58%.
| Dividend Per Share | 0.76 |
| Dividend Yield | 3.58% |
| Dividend Growth (YoY) | 6.85% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 28.20% |
| Buyback Yield | -0.77% |
| Shareholder Yield | 2.80% |
| Earnings Yield | 12.61% |
| FCF Yield | 7.08% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 19, 2002. It was a forward split with a ratio of 3.
| Last Split Date | Mar 19, 2002 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |