Commencement Bancorp Inc. (CBWA)
OTCMKTS · Delayed Price · Currency is USD
16.93
+0.05 (0.30%)
Jun 1, 2026, 10:53 AM EST
Commencement Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 31.17 | 30.17 | 26.51 | 23.14 | 17.18 | 17.94 |
Interest Income on Investments | 4.53 | 4.55 | 3.3 | 3.26 | 2.64 | 1.24 |
Total Interest Income | 35.71 | 34.72 | 29.82 | 26.4 | 19.81 | 19.18 |
Interest Paid on Deposits | 8.94 | 9.02 | 10.19 | 7.84 | 1.32 | 1.43 |
Interest Paid on Borrowings | 0.18 | 0.18 | 0.13 | 0.24 | 0.1 | - |
Total Interest Expense | 9.12 | 9.19 | 10.32 | 8.08 | 1.42 | 1.43 |
Net Interest Income | 26.59 | 25.53 | 19.5 | 18.32 | 18.39 | 17.75 |
Net Interest Income Growth (YoY) | 27.66% | 30.95% | 6.40% | -0.36% | 3.64% | 15.13% |
Gain (Loss) on Sale of Investments | - | - | -0.94 | - | - | - |
Other Non-Interest Income | 1.73 | 1.7 | 1.27 | 1.19 | 1.42 | 0.82 |
Total Non-Interest Income | 2.01 | 1.96 | 0.59 | 1.33 | 1.54 | 0.94 |
Non-Interest Income Growth (YoY) | 237.02% | 230.24% | -55.39% | -13.78% | 63.03% | -23.31% |
Revenues Before Loan Losses | 28.6 | 27.49 | 20.09 | 19.65 | 19.93 | 18.69 |
Provision for Loan Losses | 1.03 | 0.94 | -0.44 | 0.05 | 0.28 | 2.4 |
| 27.57 | 26.54 | 20.53 | 19.6 | 19.65 | 16.29 | |
Revenue Growth (YoY) | 29.55% | 29.28% | 4.75% | -0.24% | 20.61% | 5.13% |
Salaries and Employee Benefits | 11.59 | 11.21 | 10.39 | 9.19 | 7.13 | 5.93 |
Occupancy Expenses | 1.8 | 1.77 | 1.49 | - | - | - |
Selling, General & Administrative | 3.54 | 3.42 | 3.13 | 3 | 2.63 | 2.5 |
Other Non-Interest Expense | 1.93 | 1.81 | 1.89 | 3.73 | 3.14 | 2.66 |
Total Non-Interest Expense | 18.86 | 18.2 | 16.9 | 15.92 | 12.9 | 11.09 |
EBT Excluding Unusual Items | 8.71 | 8.35 | 3.63 | 3.68 | 6.74 | 5.2 |
Pretax Income | 8.71 | 8.35 | 3.63 | 3.68 | 6.74 | 5.2 |
Income Tax Expense | 1.65 | 1.64 | 0.62 | 0.63 | 1.25 | 1.01 |
Net Income | 7.06 | 6.71 | 3.01 | 3.05 | 5.49 | 4.19 |
Net Income to Common | 7.06 | 6.71 | 3.01 | 3.05 | 5.49 | 4.19 |
Net Income Growth | 96.57% | 122.71% | -1.25% | -44.47% | 31.10% | 3.94% |
Basic Shares Outstanding | 4 | 4 | 4 | 4 | 4 | 4 |
Diluted Shares Outstanding | 4 | 4 | 4 | 4 | 4 | 4 |
Shares Change (YoY) | -2.31% | -1.83% | -3.33% | -0.65% | -3.79% | -0.18% |
EPS (Basic) | 1.89 | 1.78 | 0.78 | 0.77 | 1.37 | 1.00 |
EPS (Diluted) | 1.85 | 1.75 | 0.77 | 0.76 | 1.35 | 0.99 |
EPS Growth | 101.46% | 127.27% | 1.32% | -43.70% | 36.36% | 4.21% |
Effective Tax Rate | 18.98% | 19.62% | 17.03% | 17.12% | 18.54% | 19.48% |