CCCB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2015	FY 2014
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014
Net Income	0.87	0.16	0.41	0.77	0.68
Depreciation & Amortization	0.29	0.32	0.3	0.19	0.17
Gain (Loss) on Sale of Assets	-	-	-	-	-0
Gain (Loss) on Sale of Investments	-0.02	-0.01	0	0.11	0.11
Provision for Credit Losses	0.03	0.04	-0.02	0.25	0.16
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	-	0.11	0.1
Change in Other Net Operating Assets	-0.69	-0.37	-0.27	0.03	0.02
Other Operating Activities	-0.17	-0.2	-0.12	-0.1	-0.05
Operating Cash Flow	0.73	0.14	0.79	1.21	1.19
Operating Cash Flow Growth	413.27%	-81.95%	-35.20%	2.34%	-23.11%
Capital Expenditures	-0.3	-0.14	-0.41	-0.08	-0.47
Investment in Securities	1.01	0.37	0.65	4.72	5.17
Net Decrease (Increase) in Loans Originated / Sold - Investing	-30.63	-8.48	-13.58	-9.82	-8.6
Other Investing Activities	-0.22	0.03	-0.29	-0.1	0.52
Investing Cash Flow	-30.14	-8.22	-13.63	-5.28	-3.38
Long-Term Debt Issued	8.5	-	152.25	-	5
Long-Term Debt Repaid	-	-12.5	-145.75	-	-
Net Debt Issued (Repaid)	8.5	-12.5	6.5	-	5
Issuance of Common Stock	-	-	-	-	0.03
Common Dividends Paid	-0.25	-0.25	-0.37	-0.17	-0.1
Net Increase (Decrease) in Deposit Accounts	23.31	20.53	4.21	4.62	-4.19
Financing Cash Flow	31.56	7.78	10.35	4.45	0.74
Net Cash Flow	2.15	-0.3	-2.49	0.38	-1.46
Free Cash Flow	0.43	0	0.37	1.14	0.72
Free Cash Flow Growth	17627.19%	-99.35%	-67.08%	59.21%	-48.27%
Free Cash Flow Margin	5.12%	0.03%	5.05%	22.97%	15.28%
Free Cash Flow Per Share	0.26	0.00	0.23	0.68	0.43
Cash Interest Paid	6.04	5.47	3.22	0.7	0.68
Cash Income Tax Paid	0.08	-	0.09	0.23	0.16