Community Investors Bancorp, Inc. (CIBN)

CIBN Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	17.48	16.97	14.58	10.21	8.18	8.12
Interest Income on Investments	1.13	1.13	0.86	0.77	0.5	0.34
Total Interest Income	18.61	18.1	15.44	10.98	8.68	8.46
Interest Paid on Deposits	5.77	5.83	4.84	2.21	0.81	0.97
Interest Paid on Borrowings	2.46	2.46	2.39	1.24	0.49	0.73
Total Interest Expense	8.23	8.29	7.24	3.45	1.3	1.7
Net Interest Income	10.38	9.82	8.21	7.53	7.38	6.77
Net Interest Income Growth (YoY)	20.52%	19.56%	8.96%	2.11%	9.04%	10.36%
Other Non-Interest Income	0.94	1.1	0.83	0.77	0.7	0.54
Total Non-Interest Income	3.57	3.73	3.62	2.83	6	8.7
Non-Interest Income Growth (YoY)	-9.37%	2.98%	28.25%	-52.94%	-31.01%	53.59%
Revenues Before Loan Losses	13.95	13.55	11.83	10.36	13.38	15.47
Provision for Loan Losses	0.23	0.21	0.04	0.15	-	0.07
Revenue	13.72	13.34	11.79	10.21	13.38	15.4
Revenue Growth (YoY)	10.69%	13.17%	15.47%	-23.71%	-13.09%	35.96%
Salaries and Employee Benefits	6.54	6.54	6.15	5.54	7.32	8.06
Occupancy Expenses	0.76	0.76	0.83	0.85	0.88	0.83
Federal Deposit Insurance	0.28	0.28	0.38	0.14	0.11	0.1
Selling, General & Administrative	1.35	1.48	1.21	1.36	0.9	0.92
Other Non-Interest Expense	2.03	2.03	1.75	1.5	2.15	2.54
Total Non-Interest Expense	10.97	11.09	10.31	9.38	11.37	12.44
EBT Excluding Unusual Items	2.76	2.25	1.47	0.83	2.02	2.95
Pretax Income	2.76	2.25	1.47	0.83	2.02	2.95
Income Tax Expense	0.53	0.42	0.33	0.11	0.36	0.62
Net Income	2.23	1.83	1.14	0.72	1.65	2.34
Net Income to Common	2.23	1.83	1.14	0.72	1.65	2.34
Net Income Growth	88.08%	60.44%	59.22%	-56.66%	-29.28%	52.98%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change (YoY)	0.44%	-	-0.06%	-0.08%	-	-
EPS (Basic)	2.80	2.30	1.44	0.90	2.08	2.94
EPS (Diluted)	2.80	2.30	1.44	0.90	2.08	2.94
EPS Growth	87.25%	60.44%	59.31%	-56.63%	-29.28%	52.98%
Dividend Per Share	-	0.400	0.400	0.400	0.400	0.400
Dividend Growth	-	-	-	-	-	2.56%
Effective Tax Rate	19.27%	18.75%	22.66%	13.21%	18.06%	20.92%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.