CIBN Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	1.83	1.14	0.72	1.65	2.34
Depreciation & Amortization	0.3	0.35	0.4	0.45	0.4
Gain (Loss) on Sale of Investments	0.03	0.11	0.16	0.14	0.11
Provision for Credit Losses	0.19	0.04	0.15	-	0.07
Accrued Interest Receivable	-0.47	-0.53	-0.29	-0.18	0.16
Change in Other Net Operating Assets	2.52	-0.41	-0.45	5.74	-0.51
Other Operating Activities	-0.15	-0.08	-0.23	0.13	0.23
Operating Cash Flow	4.3	0.7	1.34	8.03	2.91
Operating Cash Flow Growth	511.09%	-47.65%	-83.27%	175.39%	-
Capital Expenditures	-0.09	-0.12	-0.19	-0.09	-1.12
Investment in Securities	1.62	5.23	1.15	-4.29	-14.51
Net Decrease (Increase) in Loans Originated / Sold - Investing	-20.98	-40.94	-41.68	-23.73	-1.13
Other Investing Activities	-0.33	-1.52	-0.94	-0.73	-0.05
Investing Cash Flow	-19.78	-37.35	-41.65	-28.83	-16.82
Long-Term Debt Issued	4	48	35	9	5.16
Long-Term Debt Repaid	-14.25	-31.49	-16.58	-18.17	-15.39
Net Debt Issued (Repaid)	-10.25	16.51	18.42	-9.17	-10.23
Repurchase of Common Stock	-	-	-0.02	-	-
Common Dividends Paid	-0.33	-0.3	-0.32	-0.32	-0.32
Net Increase (Decrease) in Deposit Accounts	32.88	22.2	18.72	21.83	23.48
Other Financing Activities	-0.24	0.01	0.17	-0.18	-0.03
Financing Cash Flow	22.05	38.41	36.97	12.17	12.9
Net Cash Flow	6.57	1.77	-3.34	-8.64	-1
Free Cash Flow	4.2	0.58	1.16	7.94	1.8
Free Cash Flow Growth	625.91%	-49.91%	-85.43%	342.12%	-
Free Cash Flow Margin	31.51%	4.91%	11.32%	59.31%	11.66%
Free Cash Flow Per Share	5.29	0.73	1.46	9.98	2.26
Cash Interest Paid	8.32	7.14	2.92	1.32	1.73
Cash Income Tax Paid	0.31	0.43	0.08	0.33	0.47