CIBN Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	14.27	14.69	8.12	6.35	9.69	18.33
Investment Securities	22.2	19.4	19.83	23.96	24.87	23.18
Mortgage-Backed Securities	-	3.18	3.61	4.12	4.88	5.15
Total Investments	22.2	22.58	23.44	28.08	29.75	28.33
Gross Loans	284.42	278.99	257.93	217.06	175.43	152.04
Allowance for Loan Losses	-2.67	-2.53	-2.27	-1.79	-1.66	-2.03
Other Adjustments to Gross Loans	-	-	-	-	-0.02	-
Net Loans	281.75	276.46	255.66	215.27	173.75	150.02
Property, Plant & Equipment	5.11	5.16	5.36	5.58	5.79	6.09
Goodwill	-	0.4	0.4	0.4	0.4	-
Other Intangible Assets	0.42	0.02	0.03	0.03	0.04	-
Loans Held for Sale	2.94	1.85	5.04	4.96	4.61	10.31
Accrued Interest Receivable	2.31	2.1	1.64	1.11	0.81	0.63
Other Real Estate Owned & Foreclosed	0.62	-	-	-	-	-
Other Long-Term Assets	7.43	8.03	7.2	6.38	6.2	6.18
Total Assets	342.17	336.4	311.67	271.87	233.81	222.38
Interest Bearing Deposits	275.98	155.15	135.64	165.67	138.74	147.15
Institutional Deposits	-	69.06	61.45	11.45	17.22	10.9
Non-Interest Bearing Deposits	-	45.05	39.3	37.07	39.51	15.58
Total Deposits	275.98	269.26	236.38	214.18	195.47	173.63
Short-Term Borrowings	5.64	5.66	5.76	3.35	0.94	-
Current Portion of Long-Term Debt	-	23.16	-	-	-	-
Accrued Interest Payable	0.67	0.66	0.69	0.6	0.07	0.08
Long-Term Debt	-	-	-	-	0.02	8.24
Federal Home Loan Bank Debt, Long-Term	37.34	16.23	49.54	35.44	19.41	21.25
Long-Term Deferred Tax Liabilities	0.6	0.52	0.36	0.23	0.45	0.82
Other Long-Term Liabilities	1.24	1.09	1.24	1.26	0.74	0.8
Total Liabilities	321.47	316.58	293.97	255.05	217.09	204.82
Common Stock	0.02	0.02	0.02	0.02	0.02	0.02
Additional Paid-In Capital	5.3	5.3	5.3	5.3	5.3	5.3
Retained Earnings	23.67	23.02	21.53	21.2	20.8	19.47
Treasury Stock	-7.47	-7.47	-7.47	-7.47	-7.46	-7.46
Comprehensive Income & Other	-0.81	-1.04	-1.67	-2.22	-1.94	0.24
Shareholders' Equity	20.7	19.82	17.7	16.82	16.72	17.56
Total Liabilities & Equity	342.17	336.4	311.67	271.87	233.81	222.38
Total Debt	42.98	45.05	55.3	38.79	20.37	29.49
Net Cash (Debt)	-28.46	-30.11	-46.93	-32.19	-9.94	-10.17
Net Cash Per Share	-35.82	-37.92	-59.10	-40.51	-12.50	-12.79
Filing Date Shares Outstanding	0.79	0.79	0.79	0.79	0.8	0.8
Total Common Shares Outstanding	0.79	0.79	0.79	0.79	0.8	0.8
Book Value Per Share	26.20	24.96	22.29	21.18	21.02	22.08
Tangible Book Value	20.28	19.4	17.28	16.39	16.28	17.56
Tangible Book Value Per Share	25.67	24.43	21.76	20.64	20.47	22.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.