Community Investors Bancorp, Inc. (CIBN)
OTCMKTS · Delayed Price · Currency is USD
22.70
+1.45 (6.82%)
Jan 30, 2026, 2:23 PM EST

CIBN Statistics

Total Valuation

CIBN has a market cap or net worth of 18.03 million.

Market Cap18.03M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, January 5, 2026.

Earnings Date Jan 5, 2026
Ex-Dividend Date Dec 9, 2025

Share Statistics

CIBN has 794,142 shares outstanding. The number of shares has increased by 0.44% in one year.

Current Share Class 794,142
Shares Outstanding 794,142
Shares Change (YoY) +0.44%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 8.11.

PE Ratio 8.11
Forward PE n/a
PS Ratio 1.31
PB Ratio 0.87
P/TBV Ratio 0.89
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.59%.

Return on Equity (ROE) 11.59%
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.40%
Revenue Per Employee 370,892
Profits Per Employee 60,135
Employee Count 37
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CIBN has paid 531,000 in taxes.

Income Tax 531,000
Effective Tax Rate 19.27%

Stock Price Statistics

The stock price has increased by +26.82% in the last 52 weeks. The beta is 0.09, so CIBN's price volatility has been lower than the market average.

Beta (5Y) 0.09
52-Week Price Change +26.82%
50-Day Moving Average 19.64
200-Day Moving Average 16.27
Relative Strength Index (RSI) 55.20
Average Volume (20 Days) 463

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.15

Income Statement

In the last 12 months, CIBN had revenue of 13.72 million and earned 2.23 million in profits. Earnings per share was 2.80.

Revenue13.72M
Gross Profit 13.72M
Operating Income 3.04M
Pretax Income 2.76M
Net Income 2.23M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.80
Full Income Statement

Balance Sheet

The company has 14.52 million in cash and 42.98 million in debt, with a net cash position of -28.46 million or -35.84 per share.

Cash & Cash Equivalents 14.52M
Total Debt 42.98M
Net Cash -28.46M
Net Cash Per Share -35.84
Equity (Book Value) 20.70M
Book Value Per Share 26.20
Working Capital -261.91M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 22.12%
Pretax Margin 20.08%
Profit Margin 16.21%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 1.76%.

Dividend Per Share 0.40
Dividend Yield 1.76%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.44%
Shareholder Yield 1.44%
Earnings Yield 12.34%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 26, 1998. It was a forward split with a ratio of 1.5.

Last Split Date Jun 26, 1998
Split Type Forward
Split Ratio 1.5

Scores

Altman Z-Score n/a
Piotroski F-Score 1