Community Investors Bancorp, Inc. (CIBN)
OTCMKTS · Delayed Price · Currency is USD
23.40
+0.03 (0.12%)
Feb 20, 2026, 10:45 AM EST

CIBN Statistics

Total Valuation

CIBN has a market cap or net worth of 18.58 million.

Market Cap18.58M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, May 6, 2026.

Earnings Date May 6, 2026
Ex-Dividend Date Dec 9, 2025

Share Statistics

CIBN has 794,142 shares outstanding. The number of shares has increased by 1.19% in one year.

Current Share Class 794,142
Shares Outstanding 794,142
Shares Change (YoY) +1.19%
Shares Change (QoQ) +0.30%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 6.45.

PE Ratio 6.45
Forward PE n/a
PS Ratio 1.27
PB Ratio 0.85
P/TBV Ratio 0.87
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.18%.

Return on Equity (ROE) 14.18%
Return on Assets (ROA) 0.87%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.31%
Revenue Per Employee 396,270
Profits Per Employee 78,189
Employee Count 37
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CIBN has paid 665,000 in taxes.

Income Tax 665,000
Effective Tax Rate 18.69%

Stock Price Statistics

The stock price has increased by +31.83% in the last 52 weeks. The beta is 0.09, so CIBN's price volatility has been lower than the market average.

Beta (5Y) 0.09
52-Week Price Change +31.83%
50-Day Moving Average 20.22
200-Day Moving Average 16.43
Relative Strength Index (RSI) 57.49
Average Volume (20 Days) 326

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.07

Income Statement

In the last 12 months, CIBN had revenue of 14.66 million and earned 2.89 million in profits. Earnings per share was 3.63.

Revenue14.66M
Gross Profit 14.66M
Operating Income 3.84M
Pretax Income 3.56M
Net Income 2.89M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 3.63
Full Income Statement

Balance Sheet

The company has 18.47 million in cash and 48.91 million in debt, with a net cash position of -30.44 million or -38.33 per share.

Cash & Cash Equivalents 18.47M
Total Debt 48.91M
Net Cash -30.44M
Net Cash Per Share -38.33
Equity (Book Value) 21.83M
Book Value Per Share 27.54
Working Capital -257.27M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 26.17%
Pretax Margin 24.27%
Profit Margin 19.73%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 1.71%.

Dividend Per Share 0.40
Dividend Yield 1.71%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.19%
Shareholder Yield 0.52%
Earnings Yield 15.57%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 26, 1998. It was a forward split with a ratio of 1.5.

Last Split Date Jun 26, 1998
Split Type Forward
Split Ratio 1.5

Scores

Altman Z-Score n/a
Piotroski F-Score 2