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Citizens Bancshares Corporation (CITZ)
OTCMKTS · Delayed Price · Currency is USD
48.05
+0.05 (0.10%)
At close: Aug 17, 2026

Citizens Bancshares Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23
Market Capitalization
94827067
Market Cap Growth
57.54%17.14%4.64%-
Last Close Price
48.0542.0028.9627.30

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23
PE Ratio
8.827.446.825.99
PS Ratio
2.001.751.631.55
PB Ratio
0.930.810.820.87
P/FCF Ratio
6.455.648.015.60
P/OCF Ratio
6.095.336.635.45

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23
Debt / Equity Ratio
0.280.280.320.37
Debt / FCF Ratio
1.951.953.152.36
Net Debt / Equity Ratio
-1.18-1.18-1.58-1.56
Net Debt / FCF Ratio
-8.19-8.19-15.35-10.11
Return on Equity (ROE)
11.85%11.85%12.65%-
Return on Assets (ROA)
1.03%1.03%1.03%-

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23
Earnings Yield
11.76%13.45%14.66%16.70%
FCF Yield
15.50%17.74%12.48%17.84%
Dividend Yield
0.92%1.05%1.45%1.47%
Payout Ratio
7.78%7.78%8.00%7.07%
Buyback Yield / Dilution
-0.75%0.14%-
Total Shareholder Return
0.92%1.80%1.59%1.47%