Citizens Bancshares Corporation (CITZ)
OTCMKTS · Delayed Price · Currency is USD
50.10
0.00 (0.00%)
At close: Oct 27, 2026

Citizens Bancshares Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23
98827067
Market Cap Growth
31.84%17.14%4.64%-
Last Close Price
50.1042.0028.9627.30

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23
PE Ratio
9.197.446.825.99
PS Ratio
2.091.751.631.55
PB Ratio
0.970.810.820.87
P/FCF Ratio
6.725.648.015.60
P/OCF Ratio
6.355.336.635.45

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23
Debt / Equity Ratio
0.280.280.320.37
Debt / FCF Ratio
1.951.953.152.36
Net Debt / Equity Ratio
-1.18-1.18-1.58-1.56
Net Debt / FCF Ratio
-8.19-8.19-15.35-10.11
Return on Equity (ROE)
11.85%11.85%12.65%-
Return on Assets (ROA)
1.03%1.03%1.03%-

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23
Earnings Yield
10.88%13.45%14.66%16.70%
FCF Yield
14.87%17.74%12.48%17.84%
Dividend Yield
0.88%1.05%1.17%1.18%
Payout Ratio
7.78%7.78%8.00%7.07%
Buyback Yield / Dilution
-0.75%0.14%-
Total Shareholder Return
0.88%1.80%1.31%1.18%