CMHF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	51.52	46.78	39.6	29.37	25.39
Interest Income on Investments	4.96	6.94	3.91	3.01	1.71
Total Interest Income	56.48	53.71	43.51	32.37	27.1
Interest Paid on Deposits	19.07	19.54	15.51	3.44	1.83
Interest Paid on Borrowings	1.36	3.48	1.88	1.47	1.09
Total Interest Expense	20.43	23.02	17.39	4.91	2.92
Net Interest Income	36.05	30.69	26.12	27.46	24.17
Net Interest Income Growth (YoY)	17.46%	17.49%	-4.88%	13.59%	23.08%
Gain (Loss) on Sale of Assets	-	-	0.02	0.07	0.02
Gain (Loss) on Sale of Investments	-	-0.44	-	-	0.18
Other Non-Interest Income	3.04	3.04	2.46	1.9	1.27
Total Non-Interest Income	4.01	3.59	3.26	3.93	7.01
Non-Interest Income Growth (YoY)	11.83%	10.02%	-16.95%	-43.95%	-15.18%
Revenues Before Loan Losses	40.06	34.28	29.38	31.39	31.18
Provision for Loan Losses	1.48	0.61	-0.75	0.81	3.08
Revenue	38.58	33.67	30.13	30.57	28.11
Revenue Growth (YoY)	14.58%	11.76%	-1.46%	8.79%	14.00%
Salaries and Employee Benefits	15.47	13.9	13.86	11.92	11.43
Occupancy Expenses	2.64	2.98	3.02	2.54	2.25
Federal Deposit Insurance	0.87	0.81	0.64	0.57	0.43
Amortization of Goodwill & Intangibles	-	-	-	0	0.01
Selling, General & Administrative	5.39	4.9	4.94	4.39	3.85
Other Non-Interest Expense	2.62	2.25	1.99	1.83	1.93
Total Non-Interest Expense	27	24.85	24.45	21.26	19.9
EBT Excluding Unusual Items	11.58	8.83	5.68	9.32	8.21
Pretax Income	11.58	8.83	5.68	9.32	8.21
Income Tax Expense	2.93	2.2	1.39	2.46	2.19
Net Income	8.65	6.63	4.3	6.86	6.02
Net Income to Common	8.65	6.63	4.3	6.86	6.02
Net Income Growth	30.56%	54.31%	-37.35%	13.97%	45.74%
Basic Shares Outstanding	3	3	3	2	2
Diluted Shares Outstanding	3	3	3	2	2
Shares Change (YoY)	0.83%	0.60%	20.63%	7.06%	-
EPS (Basic)	2.96	2.27	1.48	2.85	2.67
EPS (Diluted)	2.93	2.27	1.48	2.84	2.67
EPS Growth	29.07%	53.65%	-47.98%	6.37%	45.90%
Dividend Per Share	0.320	0.260	0.240	0.180	0.160
Dividend Growth	23.08%	8.33%	33.33%	12.50%	-
Effective Tax Rate	25.29%	24.91%	24.41%	26.42%	26.70%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.