CMHF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	8.65	6.63	4.3	6.86	6.02
Depreciation & Amortization	1.28	1.35	1.44	1.33	1.26
Other Amortization	0.01	0.07	0.09	0.09	0.09
Gain (Loss) on Sale of Assets	-0.01	-	-0.02	-0.07	-0.02
Gain (Loss) on Sale of Investments	0.41	0.98	0.58	0.65	0.46
Total Asset Writedown	-	-	0.1	-	-
Provision for Credit Losses	1.48	0.61	-0.75	0.81	3.08
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.96	-2.58	3.34	1.92	12.01
Accrued Interest Receivable	-0.24	-0.18	-0.36	-0.65	0.23
Change in Other Net Operating Assets	0.36	0.47	-0.68	-0.1	-4.31
Other Operating Activities	-0.84	-0.76	0.22	0.08	0.39
Operating Cash Flow	12.7	6.03	8.5	9.92	14.38
Operating Cash Flow Growth	110.77%	-29.10%	-14.34%	-30.99%	-
Capital Expenditures	-1.66	-0.31	-0.33	-1.2	-1.21
Sale of Property, Plant and Equipment	0.03	0.02	0.02	0.1	0.06
Investment in Securities	-6.32	6.45	4.19	-9.03	-74.35
Net Decrease (Increase) in Loans Originated / Sold - Investing	-83.25	-34.69	-64.49	-137.93	-55.59
Other Investing Activities	-1.04	0.07	-1.12	-0.35	-0.91
Investing Cash Flow	-92.23	-28.46	-61.72	-148.41	-132
Long-Term Debt Issued	18	12.04	18	-	-
Long-Term Debt Repaid	-	-18	-	-1.89	-6.67
Net Debt Issued (Repaid)	18	-5.96	18	-1.89	-6.67
Issuance of Common Stock	-	-	-	12.2	-
Common Dividends Paid	-0.94	-0.7	-0.7	-0.39	-0.36
Net Increase (Decrease) in Deposit Accounts	76.8	29	37.24	102.75	137.13
Other Financing Activities	-0.13	-0.06	-0.04	-0.05	-
Financing Cash Flow	93.73	22.28	54.5	112.63	130.09
Net Cash Flow	14.2	-0.15	1.27	-25.86	12.47
Free Cash Flow	11.04	5.72	8.17	8.72	13.17
Free Cash Flow Growth	93.00%	-29.96%	-6.39%	-33.78%	-
Free Cash Flow Margin	28.61%	16.98%	27.10%	28.53%	46.86%
Free Cash Flow Per Share	3.74	1.96	2.81	3.62	5.85
Cash Interest Paid	20.43	22.93	17.08	4.78	2.86
Cash Income Tax Paid	3.78	1.93	1.57	1.21	3.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.