Community Heritage Financial, Inc. (CMHF)

CMHF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	28.51	16.51	16.66	15.39	41.26	28.79
Investment Securities	141.96	59.19	62.78	63	61.6	34.94
Trading Asset Securities	-	0.03	0.03	0.03	0.16	0.47
Mortgage-Backed Securities	-	72.57	74.15	77.52	82.42	37.5
Total Investments	141.96	131.78	136.97	140.54	144.18	72.9
Gross Loans	899.8	847.59	812.93	748.45	610.5	558.97
Allowance for Loan Losses	-9.65	-8.28	-7.74	-7.33	-6.5	-7.48
Net Loans	890.15	839.31	805.19	741.12	604	551.49
Property, Plant & Equipment	8.05	7.6	8.71	9.9	9.07	9.07
Goodwill	1.66	1.66	1.66	1.66	1.66	1.66
Other Intangible Assets	-	-	-	-	0	0.01
Loans Held for Sale	3.78	5.11	1.65	4.73	5.42	12.63
Accrued Interest Receivable	3.43	3.15	2.97	2.62	1.97	2.2
Long-Term Deferred Tax Assets	4.5	4.56	4.77	5.28	2.14	2.08
Other Long-Term Assets	9.47	9.29	8.68	8.5	7.88	6.9
Total Assets	1,092	1,020	988.63	930.13	817.91	688.18
Interest Bearing Deposits	727.29	603.01	574.9	528.06	432.79	359.16
Institutional Deposits	-	53.56	43.91	34.54	31.5	43.1
Non-Interest Bearing Deposits	255.05	251.43	260.2	276.83	272.4	197.3
Total Deposits	982.34	908.01	879.01	839.43	736.69	599.56
Short-Term Borrowings	-	-	3	-	1.89	8.57
Current Portion of Leases	-	0.48	-	-	-	-
Accrued Interest Payable	0.71	0.49	0.46	0.24	0.19	0.22
Long-Term Debt	12.05	12.04	14.93	14.84	14.75	14.66
Federal Home Loan Bank Debt, Long-Term	5	15	15	-	-	-
Long-Term Leases	1.76	1.51	2.45	2.91	2.37	2.71
Other Long-Term Liabilities	4.31	3.83	2.55	5.57	5.06	9.5
Total Liabilities	1,006	941.35	917.4	862.99	760.95	635.22
Common Stock	0.03	0.03	0.03	0.03	0.02	0.02
Additional Paid-In Capital	41.59	41.33	41.1	40.86	28.54	28.52
Retained Earnings	50.18	44.6	38.67	35.76	29.29	23.63
Comprehensive Income & Other	-5.5	-6.93	-8.56	-9.51	-0.89	0.78
Shareholders' Equity	86.29	79.03	71.23	67.14	56.95	52.96
Total Liabilities & Equity	1,092	1,020	988.63	930.13	817.91	688.18
Total Debt	18.81	29.03	35.38	17.75	19.02	25.94
Net Cash (Debt)	9.7	-12.49	-18.69	-2.33	22.4	3.31
Net Cash Growth	15.74%	-	-	-	577.34%	-53.21%
Net Cash Per Share	3.29	-4.27	-6.43	-0.97	9.95	1.47
Filing Date Shares Outstanding	2.93	2.92	2.91	2.91	2.25	2.25
Total Common Shares Outstanding	2.93	2.92	2.91	2.91	2.25	2.25
Book Value Per Share	29.46	27.07	24.46	23.10	25.30	23.52
Tangible Book Value	84.64	77.37	69.57	65.48	55.3	51.29
Tangible Book Value Per Share	28.90	26.50	23.90	22.53	24.56	22.78

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.