Community Heritage Financial, Inc. (CMHF)

CMHF Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 23, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	71	70	49	58	55	42
Market Cap Growth	43.68%	43.68%	-15.49%	5.48%	29.60%	-14.27%
Last Close Price	24.25	23.92	16.48	19.28	23.41	17.93
PE Ratio	10.68	10.57	11.36	8.42	9.10	10.23
PS Ratio	2.10	2.08	1.62	1.89	1.95	1.71
PB Ratio	0.90	0.89	0.69	0.86	0.96	0.80
P/FCF Ratio	12.39	12.25	5.97	6.62	4.15	-
P/OCF Ratio	11.75	11.62	5.74	5.82	3.81	-
Debt / Equity Ratio	0.37	0.37	0.50	0.26	0.33	0.49
Debt / FCF Ratio	5.08	5.08	4.33	2.04	1.44	-
Return on Equity (ROE)	8.82%	8.82%	6.21%	11.05%	10.95%	8.13%
Return on Assets (ROA)	0.66%	0.66%	0.45%	0.78%	0.80%	0.69%
Earnings Yield	9.35%	9.46%	8.81%	11.88%	11.00%	9.78%
FCF Yield	8.07%	8.16%	16.74%	15.12%	24.07%	-4.85%
Dividend Yield	1.32%	1.09%	1.46%	0.93%	0.68%	0.89%
Payout Ratio	10.56%	10.56%	16.25%	5.63%	5.99%	8.73%
Buyback Yield / Dilution	-0.60%	-0.60%	-20.63%	-7.06%	0.00%	-0.06%
Total Shareholder Return	0.72%	0.49%	-19.17%	-6.12%	0.68%	0.84%

Updated Jan 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.