Community Heritage Financial, Inc. (CMHF)
OTCMKTS · Delayed Price · Currency is USD
28.21
+0.22 (0.79%)
At close: Jan 23, 2026

CMHF Statistics

Total Valuation

CMHF has a market cap or net worth of 82.73 million.

Market Cap82.73M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date Jan 30, 2026
Ex-Dividend Date Jan 30, 2026

Share Statistics

CMHF has 2.93 million shares outstanding. The number of shares has increased by 0.16% in one year.

Current Share Class 2.93M
Shares Outstanding 2.93M
Shares Change (YoY) +0.16%
Shares Change (QoQ) +0.30%
Owned by Insiders (%) n/a
Owned by Institutions (%) 13.65%
Float 2.65M

Valuation Ratios

The trailing PE ratio is 10.37.

PE Ratio 10.37
Forward PE n/a
PS Ratio 2.26
PB Ratio 0.96
P/TBV Ratio 0.98
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.80%.

Return on Equity (ROE) 9.80%
Return on Assets (ROA) 0.73%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.87%
Revenue Per Employee 207,829
Profits Per Employee 45,559
Employee Count 178
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CMHF has paid 2.68 million in taxes.

Income Tax 2.68M
Effective Tax Rate 25.06%

Stock Price Statistics

The stock price has increased by +17.54% in the last 52 weeks. The beta is 0.31, so CMHF's price volatility has been lower than the market average.

Beta (5Y) 0.31
52-Week Price Change +17.54%
50-Day Moving Average 28.24
200-Day Moving Average 23.82
Relative Strength Index (RSI) 65.23
Average Volume (20 Days) 3,936

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.09

Income Statement

In the last 12 months, CMHF had revenue of 36.58 million and earned 8.02 million in profits. Earnings per share was 2.72.

Revenue36.58M
Gross Profit 36.58M
Operating Income 11.39M
Pretax Income 10.70M
Net Income 8.02M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.72
Full Income Statement

Balance Sheet

The company has 28.51 million in cash and 18.81 million in debt, with a net cash position of 9.70 million or 3.31 per share.

Cash & Cash Equivalents 28.51M
Total Debt 18.81M
Net Cash 9.70M
Net Cash Per Share 3.31
Equity (Book Value) 86.29M
Book Value Per Share 29.46
Working Capital -947.33M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 31.13%
Pretax Margin 29.25%
Profit Margin 21.92%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.32, which amounts to a dividend yield of 1.13%.

Dividend Per Share 0.32
Dividend Yield 1.13%
Dividend Growth (YoY) 23.08%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield -0.16%
Shareholder Yield 0.98%
Earnings Yield 9.69%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2