Canandaigua National Corporation (CNND)
OTCMKTS · Delayed Price · Currency is USD
218.00
-2.00 (-0.91%)
Jul 22, 2026, 11:19 AM EST
Canandaigua National Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 58.6 | 44.6 | 44.73 | 47.85 | 44.74 |
Depreciation & Amortization | 16.03 | 17.77 | 19.4 | 20.64 | 7.14 |
Gain (Loss) on Sale of Assets | - | -0.36 | -0.07 | -0.03 | -0.13 |
Gain (Loss) on Sale of Investments | -0.24 | 0.07 | -0.11 | 1.02 | 0.3 |
Total Asset Writedown | 0.18 | - | - | - | 0.01 |
Provision for Credit Losses | 9.16 | 9.34 | 7.69 | 5.2 | 7.42 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 4.31 | -2.86 | -2.8 | 10.28 | 14.1 |
Change in Other Net Operating Assets | -5.61 | -2.43 | 4.09 | 2.22 | 13.32 |
Other Operating Activities | 0.45 | 0.24 | 1.69 | -1.55 | -2.49 |
Operating Cash Flow | 81.51 | 65.49 | 74.43 | 83.98 | 76.01 |
Operating Cash Flow Growth | 24.45% | -12.01% | -11.38% | 10.49% | 157.44% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -5.91 | -1.66 | -6.75 | -6.48 | -6.59 |
Investment in Securities | 16.03 | 49.41 | 92.27 | -306.09 | -437.89 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -143.41 | -119.33 | -244.38 | -308.66 | -208.77 |
Other Investing Activities | 6.5 | 1.99 | -9.59 | -9.6 | 2.15 |
Investing Cash Flow | -126.79 | -68.87 | -168.32 | -630.72 | -650.64 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | 82.6 | 128.2 | - |
Long-Term Debt Issued | - | - | 200 | 200 | - |
Total Debt Issued | - | - | 282.6 | 328.2 | - |
Short-Term Debt Repaid | - | -210.8 | - | - | - |
Long-Term Debt Repaid | -150 | -50 | - | - | -50 |
Total Debt Repaid | -150 | -260.8 | - | - | -50 |
Net Debt Issued (Repaid) | -150 | -260.8 | 282.6 | 328.2 | -50 |
Issuance of Common Stock | 0.25 | 0.92 | 0.68 | 1.08 | 0.92 |
Repurchase of Common Stock | -3 | -7.55 | -5.76 | -2.91 | -0.5 |
Common Dividends Paid | -17.37 | -16.84 | -16.81 | -16.33 | -14.23 |
Net Increase (Decrease) in Deposit Accounts | 371.68 | 412.43 | -175.09 | 246.08 | 550.04 |
Other Financing Activities | 0.01 | -0.01 | -0.01 | -0.04 | 0.28 |
Financing Cash Flow | 201.57 | 128.15 | 85.62 | 556.09 | 486.51 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 156.29 | 124.77 | -8.28 | 9.35 | -88.12 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 75.59 | 63.84 | 67.68 | 77.5 | 69.42 |
Free Cash Flow Growth | 18.42% | -5.68% | -12.67% | 11.64% | 163.26% |
Free Cash Flow Margin | 35.83% | 35.09% | 38.32% | 40.87% | 39.37% |
Free Cash Flow Per Share | 41.40 | 34.52 | 36.14 | 41.11 | 36.88 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 106.08 | 111.42 | 80.78 | 21.61 | 12.67 |
Cash Income Tax Paid | 18.7 | 10.53 | 11.35 | 15.77 | 14.93 |