CPKF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	10	11.43	10.12	17.63	15.01
Depreciation & Amortization	2.27	2.31	2.27	1.88	1.59
Gain (Loss) on Sale of Assets	-0.07	0.18	0.03	0.07	0.4
Gain (Loss) on Sale of Investments	7.63	0.72	2.75	7.22	3.02
Provision for Credit Losses	1.1	0.88	0.7	0.7	-0.4
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.35	0.31	0.13	1.53	3.96
Accrued Interest Receivable	1.09	0.19	-0.65	0.4	0.01
Change in Other Net Operating Assets	-5.85	4.23	-7.44	-0.27	1.57
Other Operating Activities	-0.56	-1.01	3.5	-0.54	2.31
Operating Cash Flow	16.87	19.83	12.23	28.14	25.68
Operating Cash Flow Growth	-14.93%	62.18%	-56.55%	9.58%	188.86%
Capital Expenditures	-2.06	-0.73	-0.14	-2.89	-3.51
Cash Acquisitions	-	-	-12.01	-	-
Investment in Securities	-36.06	-18.87	-24.75	74.79	-160.49
Net Decrease (Increase) in Loans Originated / Sold - Investing	-76.38	-53.84	-81.21	-77.62	-67.74
Other Investing Activities	-15.61	3.02	3.04	-0.87	-10.87
Investing Cash Flow	-130.11	-70.43	-115.08	-6.58	-242.6
Short-Term Debt Issued	6.48	-	16.45	-	37
Long-Term Debt Issued	25	-	-	-	20
Total Debt Issued	31.48	-	16.45	-	57
Short-Term Debt Repaid	-	-56.32	-	-67	-
Total Debt Repaid	-	-56.32	-	-67	-
Net Debt Issued (Repaid)	31.48	-56.32	16.45	-67	57
Issuance of Common Stock	-	-	-	0.16	0.16
Repurchase of Common Stock	-1.61	-0.57	-0.64	-1.58	-4.06
Common Dividends Paid	-3.06	-2.95	-2.85	-2.74	-2.55
Net Increase (Decrease) in Deposit Accounts	89.66	105.45	99.74	41.27	105.47
Other Financing Activities	-0	0	-	13.93	12.05
Financing Cash Flow	116.47	45.61	112.7	-15.95	168.06
Net Cash Flow	3.23	-4.99	9.85	5.61	-48.86
Free Cash Flow	14.81	19.1	12.09	25.25	22.17
Free Cash Flow Growth	-22.45%	58.00%	-52.13%	13.89%	415.39%
Free Cash Flow Margin	20.95%	28.14%	19.15%	38.51%	36.19%
Free Cash Flow Per Share	3.14	4.04	2.57	5.34	4.59
Cash Interest Paid	29.76	30.01	17.74	2.79	3.43
Cash Income Tax Paid	1.17	2.37	1.63	2.89	2.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.