CPKF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	59.84	57.28	50.74	40.59	33.18	32.94
Interest Income on Investments	26.91	27.26	25.78	18.71	14.1	11.97
Total Interest Income	86.76	84.54	76.53	59.3	47.28	44.9
Interest Paid on Deposits	26.87	27.49	27.97	15.25	1.75	2.57
Interest Paid on Borrowings	3.44	2.98	2.5	2.43	1.45	0.78
Total Interest Expense	30.32	30.47	30.48	17.68	3.19	3.35
Net Interest Income	56.44	54.08	46.05	41.61	44.08	41.55
Net Interest Income Growth (YoY)	18.30%	17.42%	10.66%	-5.61%	6.09%	24.00%
Trust Income	5.07	4.92	4.46	3.98	4.07	4.39
Mortgage Banking Activities	1.06	1.04	1.02	0.87	1.68	2.78
Gain (Loss) on Sale of Assets	0.41	0.41	-	-	-	-
Gain (Loss) on Sale of Investments	0.83	-8.52	0.86	0.23	-1.14	0.73
Other Non-Interest Income	20.87	19.81	16.53	17.2	17.58	11.41
Total Non-Interest Income	28.31	17.73	22.69	22.29	22.19	19.31
Non-Interest Income Growth (YoY)	102.59%	-21.87%	1.78%	0.44%	14.91%	-1.59%
Revenues Before Loan Losses	84.75	71.8	68.74	63.9	66.28	60.87
Provision for Loan Losses	1.2	1.1	0.88	0.79	0.7	-0.4
Revenue	83.55	70.7	67.86	63.11	65.58	61.27
Revenue Growth (YoY)	37.51%	4.19%	7.52%	-3.75%	7.03%	19.69%
Salaries and Employee Benefits	34.1	33.71	31.12	27.49	24.72	22.96
Federal Deposit Insurance	0.74	0.75	0.76	0.62	0.37	-
Amortization of Goodwill & Intangibles	0.22	0.22	0.22	0.15	-	-
Selling, General & Administrative	15.98	15.67	15.06	14.99	13.45	5.93
Other Non-Interest Expense	8.54	8.66	7.32	7.49	6.52	14.66
Total Non-Interest Expense	59.56	59.01	54.48	50.77	45.12	43.95
EBT Excluding Unusual Items	23.99	11.69	13.38	12.34	20.45	17.31
Pretax Income	23.99	11.69	13.38	12.34	20.45	17.31
Income Tax Expense	4.15	1.69	1.95	2.22	2.82	2.3
Net Income	19.84	10	11.43	10.12	17.63	15.01
Net Income to Common	19.84	10	11.43	10.12	17.63	15.01
Net Income Growth	369.31%	-12.49%	12.93%	-42.59%	17.45%	27.75%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change (YoY)	-0.27%	-0.11%	0.33%	-0.41%	-2.21%	-1.48%
EPS (Basic)	4.21	2.12	2.42	2.15	3.74	3.11
EPS (Diluted)	4.21	2.12	2.42	2.15	3.73	3.11
EPS Growth	370.60%	-12.40%	12.56%	-42.36%	19.94%	29.58%
Dividend Per Share	0.660	0.650	0.630	0.610	0.580	0.530
Dividend Growth	4.76%	3.17%	3.28%	5.17%	9.43%	6.00%
Effective Tax Rate	17.29%	14.44%	14.57%	18.02%	13.81%	13.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.