CSB Bancorp, Inc. (CSBB)

CSB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	42.21	41.54	35.71	26.02	26.12	28.35
Interest Income on Investments	10.12	10.06	10.31	8.8	3.41	2.71
Total Interest Income	52.33	51.6	46.02	34.82	29.53	31.07
Interest Paid on Deposits	14.63	14.4	9.5	2.34	1.88	2.72
Interest Paid on Borrowings	0.31	0.34	0.38	0.16	0.13	0.19
Total Interest Expense	14.94	14.75	9.88	2.5	2.01	2.91
Net Interest Income	37.39	36.85	36.14	32.32	27.52	28.15
Net Interest Income Growth (YoY)	2.92%	1.97%	11.81%	17.47%	-2.26%	-0.87%
Trust Income	1.1	1.22	1.01	0.95	1.06	0.9
Gain (Loss) on Sale of Investments	0.01	0.01	0.02	-0	0.03	-0
Other Non-Interest Income	3.81	3.8	3.65	3.58	3.37	3.09
Total Non-Interest Income	7.03	7.1	6.74	6.71	7.33	6.94
Non-Interest Income Growth (YoY)	2.00%	5.31%	0.49%	-8.38%	5.62%	27.76%
Revenues Before Loan Losses	44.41	43.96	42.89	39.03	34.84	35.09
Provision for Loan Losses	6.28	7.03	0.44	-0.9	-0.66	1.65
Revenue	38.13	36.92	42.44	39.93	35.5	33.44
Revenue Growth (YoY)	-8.31%	-13.00%	6.30%	12.49%	6.16%	2.30%
Salaries and Employee Benefits	13.85	13.62	13.67	13.45	12.6	11.71
Federal Deposit Insurance	0.55	0.54	0.51	0.35	0.48	0.2
Amortization of Goodwill & Intangibles	-	-	-	-	0.04	0.06
Selling, General & Administrative	5.96	5.87	5.6	5.4	4.73	4.39
Other Non-Interest Expense	4.57	4.56	4.27	4.21	4.24	3.98
Total Non-Interest Expense	24.93	24.59	24.06	23.39	22.09	20.34
EBT Excluding Unusual Items	13.2	12.34	18.38	16.54	13.4	13.1
Pretax Income	13.2	12.34	18.38	16.54	13.4	13.1
Income Tax Expense	2.51	2.32	3.63	3.22	2.57	2.53
Net Income	10.7	10.01	14.76	13.31	10.84	10.57
Net Income to Common	10.7	10.01	14.76	13.31	10.84	10.57
Net Income Growth	-22.25%	-32.15%	10.84%	22.85%	2.54%	1.48%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	-0.64%	-0.69%	-1.26%	-0.70%	-0.34%	0.00%
EPS (Basic)	4.03	3.76	5.51	4.91	3.97	3.85
EPS (Diluted)	4.02	3.76	5.51	4.91	3.97	3.85
EPS Growth	-21.79%	-31.71%	12.25%	23.71%	2.99%	1.38%
Dividend Per Share	1.590	1.580	1.500	1.300	1.220	1.130
Dividend Growth	3.92%	5.33%	15.38%	6.56%	7.96%	4.63%
Effective Tax Rate	19.00%	18.83%	19.73%	19.49%	19.15%	19.30%

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.