CSB Bancorp, Inc. (CSBB)

CSB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	45.07	41.54	35.71	26.02	26.12	28.35
Interest Income on Investments	10.21	10.06	10.31	8.8	3.41	2.71
Total Interest Income	55.28	51.6	46.02	34.82	29.53	31.07
Interest Paid on Deposits	14.47	14.4	9.5	2.34	1.88	2.72
Interest Paid on Borrowings	0.27	0.34	0.38	0.16	0.13	0.19
Total Interest Expense	14.75	14.75	9.88	2.5	2.01	2.91
Net Interest Income	40.53	36.85	36.14	32.32	27.52	28.15
Net Interest Income Growth (YoY)	10.64%	1.97%	11.81%	17.47%	-2.26%	-0.87%
Trust Income	1.11	1.22	1.01	0.95	1.06	0.9
Gain (Loss) on Sale of Investments	0.02	0.01	0.02	-0	0.03	-0
Other Non-Interest Income	3.9	3.8	3.65	3.58	3.37	3.09
Total Non-Interest Income	7.12	7.1	6.74	6.71	7.33	6.94
Non-Interest Income Growth (YoY)	1.70%	5.31%	0.49%	-8.38%	5.62%	27.76%
Revenues Before Loan Losses	47.65	43.96	42.89	39.03	34.84	35.09
Provision for Loan Losses	3.81	7.03	0.44	-0.9	-0.66	1.65
Revenue	43.84	36.92	42.44	39.93	35.5	33.44
Revenue Growth (YoY)	13.18%	-13.00%	6.30%	12.49%	6.16%	2.30%
Salaries and Employee Benefits	15.17	13.62	13.67	13.45	12.6	11.71
Federal Deposit Insurance	0.56	0.54	0.51	0.35	0.48	0.2
Amortization of Goodwill & Intangibles	-	-	-	-	0.04	0.06
Selling, General & Administrative	6.22	5.87	5.6	5.4	4.73	4.39
Other Non-Interest Expense	4.76	4.56	4.27	4.21	4.24	3.98
Total Non-Interest Expense	26.7	24.59	24.06	23.39	22.09	20.34
EBT Excluding Unusual Items	17.14	12.34	18.38	16.54	13.4	13.1
Pretax Income	17.14	12.34	18.38	16.54	13.4	13.1
Income Tax Expense	3.33	2.32	3.63	3.22	2.57	2.53
Net Income	13.81	10.01	14.76	13.31	10.84	10.57
Net Income to Common	13.81	10.01	14.76	13.31	10.84	10.57
Net Income Growth	21.27%	-32.15%	10.84%	22.85%	2.54%	1.48%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	-0.83%	-0.69%	-1.26%	-0.70%	-0.34%	0.00%
EPS (Basic)	5.23	3.76	5.51	4.91	3.97	3.85
EPS (Diluted)	5.22	3.76	5.51	4.91	3.97	3.85
EPS Growth	22.24%	-31.71%	12.25%	23.71%	2.99%	1.38%
Dividend Per Share	1.620	1.580	1.500	1.300	1.220	1.130
Dividend Growth	3.85%	5.33%	15.38%	6.56%	7.96%	4.63%
Effective Tax Rate	19.41%	18.83%	19.73%	19.49%	19.15%	19.30%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.