CSB Bancorp, Inc. (CSBB)

CSB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	46.79	41.54	35.71	26.02	26.12
Interest Income on Investments	10.24	10.06	10.31	8.8	3.41
Total Interest Income	57.04	51.6	46.02	34.82	29.53
Interest Paid on Deposits	14.38	14.4	9.5	2.34	1.88
Interest Paid on Borrowings	0.27	0.34	0.38	0.16	0.13
Total Interest Expense	14.65	14.75	9.88	2.5	2.01
Net Interest Income	42.38	36.85	36.14	32.32	27.52
Net Interest Income Growth (YoY)	15.01%	1.97%	11.81%	17.47%	-2.26%
Trust Income	1.15	1.22	1.01	0.95	1.06
Gain (Loss) on Sale of Investments	0.01	0.01	0.02	-0	0.03
Other Non-Interest Income	3.97	3.8	3.65	3.58	3.37
Total Non-Interest Income	7.3	7.1	6.74	6.71	7.33
Non-Interest Income Growth (YoY)	2.72%	5.31%	0.49%	-8.38%	5.62%
Revenues Before Loan Losses	49.68	43.96	42.89	39.03	34.84
Provision for Loan Losses	5.38	7.03	0.44	-0.9	-0.66
Revenue	44.3	36.92	42.44	39.93	35.5
Revenue Growth (YoY)	19.99%	-13.00%	6.30%	12.49%	6.16%
Salaries and Employee Benefits	15.86	13.62	13.67	13.45	12.6
Occupancy Expenses	1.37	-	-	-	-
Federal Deposit Insurance	0.56	0.54	0.51	0.35	0.48
Amortization of Goodwill & Intangibles	-	-	-	-	0.04
Selling, General & Administrative	5.05	5.87	5.6	5.4	4.73
Other Non-Interest Expense	4.91	4.56	4.27	4.21	4.24
Total Non-Interest Expense	27.74	24.59	24.06	23.39	22.09
EBT Excluding Unusual Items	16.56	12.34	18.38	16.54	13.4
Pretax Income	16.56	12.34	18.38	16.54	13.4
Income Tax Expense	3.2	2.32	3.63	3.22	2.57
Net Income	13.36	10.01	14.76	13.31	10.84
Net Income to Common	13.36	10.01	14.76	13.31	10.84
Net Income Growth	33.47%	-32.15%	10.84%	22.85%	2.54%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	-0.96%	-0.69%	-1.26%	-0.70%	-0.34%
EPS (Basic)	5.07	3.76	5.51	4.91	3.97
EPS (Diluted)	5.07	3.76	5.51	4.91	3.97
EPS Growth	34.84%	-31.71%	12.25%	23.71%	2.99%
Dividend Per Share	-	1.580	1.500	1.300	1.220
Dividend Growth	-	5.33%	15.38%	6.56%	7.96%
Effective Tax Rate	19.32%	18.83%	19.73%	19.49%	19.15%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.