CSB Bancorp, Inc. (CSBB)

CSB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	48.45	46.79	41.54	35.71	26.02	26.12
Interest Income on Investments	10.28	10.24	10.06	10.31	8.8	3.41
Total Interest Income	58.73	57.04	51.6	46.02	34.82	29.53
Interest Paid on Deposits	14.29	14.38	14.4	9.5	2.34	1.88
Interest Paid on Borrowings	0.26	0.27	0.34	0.38	0.16	0.13
Total Interest Expense	14.56	14.65	14.75	9.88	2.5	2.01
Net Interest Income	44.17	42.38	36.85	36.14	32.32	27.52
Net Interest Income Growth (YoY)	18.14%	15.01%	1.97%	11.81%	17.47%	-2.26%
Trust Income	1.19	1.15	1.22	1.01	0.95	1.06
Gain (Loss) on Sale of Investments	0.04	0.01	0.01	0.02	-0	0.03
Other Non-Interest Income	4.03	3.97	3.8	3.65	3.58	3.37
Total Non-Interest Income	7.47	7.3	7.1	6.74	6.71	7.33
Non-Interest Income Growth (YoY)	6.33%	2.72%	5.31%	0.49%	-8.38%	5.62%
Revenues Before Loan Losses	51.64	49.68	43.96	42.89	39.03	34.84
Provision for Loan Losses	5.47	5.38	7.03	0.44	-0.9	-0.66
Revenue	46.17	44.3	36.92	42.44	39.93	35.5
Revenue Growth (YoY)	21.09%	19.99%	-13.00%	6.30%	12.49%	6.16%
Salaries and Employee Benefits	16.4	15.86	13.62	13.67	13.45	12.6
Federal Deposit Insurance	0.56	0.56	0.54	0.51	0.35	0.48
Amortization of Goodwill & Intangibles	-	-	-	-	-	0.04
Selling, General & Administrative	6.6	6.42	5.87	5.6	5.4	4.73
Other Non-Interest Expense	5.02	4.91	4.56	4.27	4.21	4.24
Total Non-Interest Expense	28.57	27.74	24.59	24.06	23.39	22.09
EBT Excluding Unusual Items	17.61	16.56	12.34	18.38	16.54	13.4
Pretax Income	17.61	16.56	12.34	18.38	16.54	13.4
Income Tax Expense	3.42	3.2	2.32	3.63	3.22	2.57
Net Income	14.19	13.36	10.01	14.76	13.31	10.84
Net Income to Common	14.19	13.36	10.01	14.76	13.31	10.84
Net Income Growth	32.69%	33.47%	-32.15%	10.84%	22.85%	2.54%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	-0.88%	-0.91%	-0.69%	-1.26%	-0.70%	-0.34%
EPS (Basic)	5.39	5.07	3.76	5.51	4.91	3.97
EPS (Diluted)	5.39	5.07	3.76	5.51	4.91	3.97
EPS Growth	33.90%	34.76%	-31.71%	12.25%	23.71%	2.99%
Dividend Per Share	1.670	1.640	1.580	1.500	1.300	1.220
Dividend Growth	5.03%	3.80%	5.33%	15.38%	6.56%	7.96%
Effective Tax Rate	19.40%	19.32%	18.83%	19.73%	19.49%	19.15%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.