CSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	99.31	73.51	64.08	86.42	243.66
Investment Securities	315.64	73.37	88.15	96.76	68.94
Mortgage-Backed Securities	-	256.64	278.47	300.96	237.69
Total Investments	315.64	330.01	366.62	397.71	306.63
Gross Loans	829.78	737.79	701.48	627.17	549.15
Allowance for Loan Losses	-12.47	-7.6	-6.61	-6.84	-7.62
Other Adjustments to Gross Loans	-	-0.15	-0.08	-	-
Net Loans	817.31	730.05	694.8	620.33	541.54
Property, Plant & Equipment	13.58	14.27	13	13.41	13.87
Goodwill	4.73	4.73	4.73	4.73	4.73
Loans Held for Sale	0.21	0.28	-	0.05	0.23
Accrued Interest Receivable	9.15	4.8	4.08	3.31	4.62
Long-Term Deferred Tax Assets	-	4.11	4.44	5	0.33
Other Long-Term Assets	32.81	28.7	25.88	25.18	24.51
Total Assets	1,293	1,192	1,179	1,159	1,144
Interest Bearing Deposits	838.97	683.15	667.13	645.05	642.19
Institutional Deposits	-	80.38	58.6	28.09	26.21
Non-Interest Bearing Deposits	288.95	281.36	301.7	350.28	334.35
Total Deposits	1,128	1,045	1,027	1,023	1,003
Short-Term Borrowings	31.52	25.68	35.84	32.55	36.53
Current Portion of Long-Term Debt	-	0.35	-	-	-
Current Portion of Leases	-	0.07	-	-	-
Accrued Interest Payable	6.11	4.1	4.99	4.76	4.24
Federal Home Loan Bank Debt, Long-Term	0.92	0.92	1.75	2.46	3.41
Long-Term Leases	-	0.13	-	-	-
Other Long-Term Liabilities	-	0.52	0.74	-	-
Total Liabilities	1,166	1,077	1,071	1,063	1,047
Common Stock	18.63	18.63	18.63	18.63	18.63
Additional Paid-In Capital	9.82	9.82	9.82	9.82	9.82
Retained Earnings	112.15	103.11	97.3	86.5	76.72
Treasury Stock	-9.29	-8.29	-7.53	-6.11	-5.72
Comprehensive Income & Other	-5.02	-8.42	-10.27	-12.92	-2.13
Shareholders' Equity	126.28	114.84	107.94	95.92	97.32
Total Liabilities & Equity	1,293	1,192	1,179	1,159	1,144
Total Debt	32.43	27.16	37.6	35.01	39.94
Net Cash (Debt)	66.88	46.35	26.48	51.41	203.72
Net Cash Growth	44.27%	75.05%	-48.49%	-74.77%	45.75%
Net Cash Per Share	25.37	17.42	9.88	18.94	74.54
Filing Date Shares Outstanding	2.63	2.64	2.66	2.68	2.72
Total Common Shares Outstanding	2.63	2.65	2.67	2.71	2.72
Book Value Per Share	48.07	43.33	40.43	35.43	35.80
Tangible Book Value	121.55	110.11	103.21	91.19	92.59
Tangible Book Value Per Share	46.27	41.55	38.66	33.68	34.06

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.