Cashmere Valley Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	54.11	53.36	52.6	47.39	39.95	39.15
Interest Income on Investments	48.03	47.01	41.33	34.76	26.29	18.74
Total Interest Income	102.15	100.38	93.93	82.15	66.24	57.89
Interest Paid on Deposits	29.56	29.25	28.52	16.26	4.32	5.09
Interest Paid on Borrowings	3.26	2.84	2.23	0.26	0.06	0.05
Total Interest Expense	32.81	32.09	30.75	16.52	4.38	5.14
Net Interest Income	69.34	68.28	63.18	65.64	61.86	52.75
Net Interest Income Growth	6.13%	8.08%	-3.74%	6.10%	17.28%	12.89%
Mortgage Banking Activities	1.72	1.76	1.57	1.51	2.32	5.53
Gain (Loss) on Sale of Investments	0.05	0.13	-	-4.82	-8.18	0
Other Non-Interest Income	18.02	18.11	16.95	15.49	15.4	12.73
Total Non-Interest Income	21.89	22.06	20.56	14.31	11.67	19.9
Non-Interest Income Growth	1.08%	7.29%	43.66%	22.66%	-41.38%	-5.31%
Revenues Before Loan Losses	91.23	90.34	83.74	79.95	73.53	72.65
Provision for Loan Losses	3.85	2.97	1.97	2.94	0.8	0.08
Revenue	87.38	87.36	81.77	77.01	72.73	72.57
Revenue Growth	3.60%	6.84%	6.18%	5.88%	0.22%	12.39%
Salaries and Employee Benefits	30.58	30.09	27.38	22.11	24.34	21.98
Occupancy Expenses	3.57	3.37	3.47	4.01	3.32	3.12
Federal Deposit Insurance	1.1	1.05	0.97	1.02	0.69	0.63
Selling, General & Administrative	9.13	8.97	8.08	8.39	7.12	6.21
Other Non-Interest Expense	8.24	7.64	7.32	6.6	6.8	6.07
Total Non-Interest Expense	52.76	51.09	47.7	42.76	42.91	38.59
EBT Excluding Unusual Items	34.63	36.27	34.06	34.25	29.82	33.98
Pretax Income	34.63	36.27	34.06	34.25	29.82	33.98
Income Tax Expense	6.98	6.89	5.83	6.21	3.82	4.95
Earnings From Continuing Operations	27.65	29.39	28.23	28.03	26	29.03
Minority Interest in Earnings	-0.16	-0.16	-0.08	-0.05	-	-
Net Income	27.48	29.23	28.16	27.98	26	29.03
Net Income to Common	27.48	29.23	28.16	27.98	26	29.03
Net Income Growth	-4.05%	3.79%	0.63%	7.62%	-10.45%	13.76%
Basic Shares Outstanding	4	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4	4
Shares Change	-2.14%	0.64%	0.15%	-0.06%	-1.02%	-1.19%
EPS (Basic)	7.24	7.49	7.24	7.20	6.70	7.42
EPS (Diluted)	7.20	7.46	7.24	7.20	6.69	7.39
EPS Growth	-2.04%	3.04%	0.56%	7.62%	-9.47%	15.11%
Dividend Per Share	1.950	1.850	1.700	1.700	1.700	1.550
Dividend Growth	11.43%	8.82%	0%	0%	9.68%	10.71%
Effective Tax Rate	20.16%	18.99%	17.11%	18.14%	12.80%	14.56%