Century Next Financial Corporation (CTUY)

Century Next Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	52.02	48.49	34	25.69	24.17	24.19
Interest Income on Investments	-	-	4.51	1.28	0.17	0.25
Total Interest Income	52.02	48.49	38.51	26.96	24.34	24.44
Interest Paid on Deposits	14.41	15.48	12.79	4.57	2.28	3.53
Interest Paid on Borrowings	-	-	0.67	0.41	0.27	0.32
Total Interest Expense	14.41	15.48	13.46	4.97	2.55	3.85
Net Interest Income	37.62	33.01	25.04	21.99	21.79	20.59
Net Interest Income Growth (YoY)	20.43%	31.82%	13.88%	0.92%	5.83%	4.94%
Gain (Loss) on Sale of Assets	-	-	-0	-	-	-
Other Non-Interest Income	3.66	3.4	1.68	2.29	2.79	3.32
Total Non-Interest Income	3.66	3.4	3.31	3.64	3.83	4.17
Non-Interest Income Growth (YoY)	8.44%	2.69%	-8.91%	-5.09%	-8.09%	4.78%
Revenues Before Loan Losses	41.28	36.41	28.36	25.63	25.62	24.76
Provision for Loan Losses	0.56	0.42	0.26	0.5	2.1	1.45
Revenue	40.72	35.99	28.09	25.12	23.53	23.31
Revenue Growth (YoY)	19.08%	28.12%	11.82%	6.78%	0.93%	4.09%
Salaries and Employee Benefits	-	-	11.5	10.66	10.07	9.95
Occupancy Expenses	-	-	1.28	1.22	1.19	1.24
Federal Deposit Insurance	-	-	0.44	0.18	0.12	0.19
Amortization of Goodwill & Intangibles	-	-	0.25	0.25	0.25	0.25
Selling, General & Administrative	-	-	3.58	3.55	3.36	2.71
Other Non-Interest Expense	21.92	20.92	2.61	2.39	2.23	2.22
Total Non-Interest Expense	21.92	20.92	19.72	18.24	17.28	16.69
EBT Excluding Unusual Items	18.79	15.07	8.37	6.88	6.25	6.62
Pretax Income	18.79	15.07	8.37	6.88	6.25	6.62
Income Tax Expense	3.74	2.93	1.62	1.66	1.47	1.41
Net Income	15.06	12.14	6.75	5.22	4.78	5.21
Net Income to Common	15.06	12.14	6.75	5.22	4.78	5.21
Net Income Growth	37.17%	79.86%	29.27%	9.29%	-8.34%	-6.11%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	2.62%	1.45%	0.73%	1.46%	0.51%	0.41%
EPS (Basic)	8.25	6.72	3.77	2.94	2.73	3.03
EPS (Diluted)	8.15	6.69	3.77	2.94	2.73	2.99
EPS Growth	33.75%	77.45%	28.23%	7.70%	-8.71%	-6.56%
Dividend Per Share	-	0.420	0.320	0.300	0.280	0.238
Dividend Growth	-	31.25%	6.67%	7.14%	17.60%	8.72%
Effective Tax Rate	19.88%	19.43%	19.33%	24.09%	23.56%	21.23%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.