Century Next Financial Corporation (CTUY)

Century Next Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	48.49	34	25.69	24.17	24.19
Interest Income on Investments	-	4.51	1.28	0.17	0.25
Total Interest Income	48.49	38.51	26.96	24.34	24.44
Interest Paid on Deposits	15.48	12.79	4.57	2.28	3.53
Interest Paid on Borrowings	-	0.67	0.41	0.27	0.32
Total Interest Expense	15.48	13.46	4.97	2.55	3.85
Net Interest Income	33.01	25.04	21.99	21.79	20.59
Net Interest Income Growth (YoY)	31.82%	13.88%	0.92%	5.83%	4.94%
Gain (Loss) on Sale of Assets	-	-0	-	-	-
Other Non-Interest Income	3.4	1.68	2.29	2.79	3.32
Total Non-Interest Income	3.4	3.31	3.64	3.83	4.17
Non-Interest Income Growth (YoY)	2.69%	-8.91%	-5.09%	-8.09%	4.78%
Revenues Before Loan Losses	36.41	28.36	25.63	25.62	24.76
Provision for Loan Losses	0.42	0.26	0.5	2.1	1.45
Revenue	35.99	28.09	25.12	23.53	23.31
Revenue Growth (YoY)	28.12%	11.82%	6.78%	0.93%	4.09%
Salaries and Employee Benefits	-	11.5	10.66	10.07	9.95
Occupancy Expenses	-	1.28	1.22	1.19	1.24
Federal Deposit Insurance	-	0.44	0.18	0.12	0.19
Amortization of Goodwill & Intangibles	-	0.25	0.25	0.25	0.25
Selling, General & Administrative	-	3.58	3.55	3.36	2.71
Other Non-Interest Expense	20.92	2.61	2.39	2.23	2.22
Total Non-Interest Expense	20.92	19.72	18.24	17.28	16.69
EBT Excluding Unusual Items	15.07	8.37	6.88	6.25	6.62
Pretax Income	15.07	8.37	6.88	6.25	6.62
Income Tax Expense	2.93	1.62	1.66	1.47	1.41
Net Income	12.14	6.75	5.22	4.78	5.21
Net Income to Common	12.14	6.75	5.22	4.78	5.21
Net Income Growth	79.86%	29.27%	9.29%	-8.34%	-6.10%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	1.45%	0.73%	1.46%	0.51%	0.41%
EPS (Basic)	6.72	3.77	2.94	2.73	3.03
EPS (Diluted)	6.69	3.77	2.94	2.73	2.99
EPS Growth	77.45%	28.23%	7.70%	-8.70%	-6.56%
Dividend Per Share	0.420	0.320	0.300	0.280	0.238
Dividend Growth	31.25%	6.67%	7.14%	17.60%	8.72%
Effective Tax Rate	19.43%	19.33%	24.10%	23.56%	21.23%

Source: S&P Capital IQ. Banks template. Financial Sources.